Dunn

Mortgage Loan Underwriter

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Overview

Looking for full-time work (8 hours/day)

at $8.33/hour ($1,600.00/month)

Bachelors degree

Last Active

April 24th, 2026 (15 days ago)

Member Since

November 25th, 2024

Profile Description

Experienced Mortgage Underwriter and Credit Risk Analyst with over 10 years of expertise in mortgage lending, credit analysis, and risk management. Skilled in evaluating residential and business lending scenarios, including Conventional and Non-QM loans, DSCR, bridge, construction, and fix-and-flip (ARV), as well as assessing complex income structures and financial profiles.

Proficient in analyzing financial statements, income documents, bank statements, and credit reports to determine borrower serviceability, repayment capacity, and overall risk. Adept at making informed approval, suspension, or decline decisions while ensuring compliance with AUS, investor, and regulatory or internal lending guidelines.

Experienced in assessing operational performance, market positioning, and financial stability to determine funding suitability. Capable of conducting thorough risk assessments, preparing detailed reports, and providing actionable insights to support lending and credit decisions. Strong background in collaborating with stakeholders to ensure accurate, timely, and compliant outcomes.

Highly proficient in tools and platforms including MS Office (Excel, Word), Encompass, FICO, Byte, ARIVE, Salesforce (including Financial Services Cloud), Experian PowerCurve, Velocify, Mercury, Zillow, AOL, and BaaS platforms such as Galileo.

Known for strong analytical thinking, attention to detail, effective communication, and the ability to deliver accurate, high-quality results in fast-paced, remote environments. Proven ability to support underwriting and credit decisions with data-driven insights and maintain high standards of compliance and performance.

Top Skills

Real Estate » Mortgages

Experience: 5 - 10 years

•Assess operational performance and market positioning to determine funding suitability. •Conduct risk assessments to evaluate the merchant's ability to manage and repay additional funding. •Prepare detailed reports outlining findings, risks, and recommendations for funding decisions. •Collaborate with stakeholders to support funding decisions with actionable insights. •Credit risk analysis and risk management. These are the following contributions that I can deliver and apply if given the opportunity to be part of this organization. •Proven experience in underwriting, financial analysis, or business evaluation. •Strong understanding of financial statements, risk analysis, and funding dynamics. •Excellent analytical skills and attention to detail.

Coaching » Credit Repair » Risk Assessment

Experience: 5 - 10 years

Customer Support » Insurance » Underwriting

Experience: 5 - 10 years

Other Skills

Real Estate » REO Asset Management

Experience: 5 - 10 years

Office and Administration » Regulatory Compliance

Experience: 5 - 10 years

Basic Information

Age: 38

Gender: Male

Website: Sign Up with Pro Account to View

Address: Mandaluyong, Metro Manila

Tests Taken: IQ
Score: 92: DISC
Dominance: 40
Influence: 9
Steadiness: 21
Compliance: 30: English
C1(Advanced)

Government ID: Sign Up with Pro Account to View

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BENCHMARKS

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CLASS/METHOD

jobseekers/info

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