Xactimate Estimator – U.S. Property Insurance Claims (Full-Time, Work From Home)

Please login or register as jobseeker to apply for this job.

: TYPE OF WORK

Full Time

: SALARY

SALARY: ₱60,000 – ₱90,000/month

: HOURS PER WEEK

40

: DATE UPDATED

Oct 6, 2026

JOB OVERVIEW

JOB TITLE: Xactimate Estimator – U.S. Property Insurance Claims (Full-Time, Work From Home)

TYPE OF WORK: Full-time (40 hrs/week)
SALARY: ₱60,000 – ₱90,000/month, based on experience and test results, with raises as you grow
HOURS: Flexible. Must overlap at least 2 hours with U.S. Eastern Time, Monday–Friday (example: 9:00 PM – 11:00 PM PH time)

ABOUT US
AdjustFair Public Adjusters is a licensed public adjusting firm in Michigan, USA. We represent homeowners and businesses – not insurance companies – after fires, floods and other major property losses. Our claims range from mid-size residential losses to large residential and commercial claims. You'll work closely with our field adjusters, turning their inspections into complete, accurate estimates.

WHAT YOU WILL DO
• Write Xactimate repair estimates for our claims, working with a steady and growing volume of work
• Work from DocuSketch 360° scans and sketches, photos, measurements and our adjusters' scope notes
• Write full-scope fire, smoke, water and wind estimates, including mitigation, demolition, rebuild and code-related items
• Revise estimates based on adjuster feedback and prepare supplements as claims develop
• Compare insurance company estimates line by line and identify missing or underpaid items
• Flag questions instead of guessing
• Follow our estimate standards, templates and Michigan price lists

REQUIREMENTS
• 3+ years writing Xactimate estimates for U.S. property insurance claims (required)
• Strong Xactimate Sketch skills, including importing sketches from 360° capture tools
• Solid knowledge of U.S. residential construction, line items, quantities and repair sequencing
• Coachable: we'll train you on our standards, and we expect you to apply feedback and keep improving
• Excellent written English
• Reliable internet and a backup power/internet plan
• Able to keep client information strictly confidential (NDA required)

STRONGLY PREFERRED
• Large-loss experience (individual estimates of $100,000+)
• Experience with DocuSketch
• Commercial building estimates
• Experience working for policyholders, public adjusters or contractors (not only carrier-side desk review)
• Xactimate certification (Level 2 or 3)

WE PROVIDE
• Your Xactimate license (company-owned)
• Company email and Google Workspace accounts
• Training on our estimate standards and the policyholder side of claims

HIRING PROCESS
1. Apply with the details below
2. Short video interview (20 minutes)
3. Paid test: write an estimate from a real (anonymized) claim file with a DocuSketch scan. Paid whether or not you are hired
4. 30-day trial period, then long-term full-time role

WHY WORK WITH US
• Long-term, stable full-time position with a growing company
• Paid weekly via Wise
• Raises based on accuracy and performance, and room to grow into a lead or commercial estimator role
• Help families and business owners recover what they're owed after a disaster

HOW TO APPLY
Start your application with the word "SCOPE" so we know you read this post. Applications without it will not be reviewed.

Please include:
1. Years of Xactimate experience, and who you wrote estimates for (carrier, TPA, contractor, public adjuster)
2. The largest estimate you've written: type of loss and approximate dollar amount
3. How many estimates you typically completed per month
4. Experience with DocuSketch or other 360° capture tools
5. 2–3 redacted sample estimates or sketches (remove all names and addresses)
6. Your internet speed (screenshot of a speed test)
7. Your expected monthly salary
8. Answer this: "A kitchen fire caused heavy smoke damage throughout a two-story home. List 10 line items an insurance company's estimate commonly misses."

SKILL REQUIREMENT

Construction And Engineering Insurance Xactimate

SHARE THIS POST

Job Post	Reporter	Rank	Reason	Date

BENCHMARKS

Loading Time: Base Classes	0.0008
Controller Execution Time ( Jobseekers / Job )	0.0143
Total Execution Time	0.0157

GET DATA

No GET data exists

MEMORY USAGE

1,503,360 bytes

POST DATA

No POST data exists

URI STRING

jobseekers/job/Xactimate-Estimator-US-Property-Insurance-Claims-Full-Time-Work-From-Home-1745119

CLASS/METHOD

jobseekers/job

DATABASE: onlinejobs (Jobseekers:$db) QUERIES: 13 (0.0086 seconds) (Hide)

0.0004	`SELECT * FROM exrates WHERE rate_name = 'USD-PHP'`
0.0014	SELECT * FROM `employer_jobs` WHERE `job_id` = 1745119 LIMIT 1
0.0004	SELECT * FROM `employers` WHERE `employer_id` = 1006672 LIMIT 1
0.0009	SELECT COUNT(*) AS `numrows` FROM `t_thread` `t` LEFT JOIN `t_thread_misc` `misc` ON `t`.`id` = `misc`.`thread_id` WHERE `t`.`job_id` = 1745119 AND `misc`.`id` IS NULL
0.0004	SELECT e.business_name, e.logo, e.website, e.rebill_date, e.date_added member_date, hits, DATEDIFF('2026-10-25',ej.date_added) duration_days, DATEDIFF('2026-10-25',e.rebill_date) duration_rebill, ej.*, e.deactivate FROM employers e, employer_jobs ej WHERE e.employer_id = ej.employer_id AND ((e.user_level >= '500' AND ej.date_added <= e.rebill_date) OR e.employer_id = '' OR (ej.date_approved <> '2000-01-01' and DATEDIFF('2026-10-25',ej.date_added) <= 14 )) AND e.deactivate != 1 AND ej.deleted = 0 AND job_id = '1745119'
0.0007	SELECT * FROM `employer_jobs_skills` `ejs` LEFT JOIN `skills_categories` `sc` ON `ejs`.`skill_id` = `sc`.`id` WHERE `job_id` = 1745119
0.0014	`UPDATE employer_jobs SET hit_counts = '*Oct-06-2026=149Oct-07-2026=440Oct-08-2026=76Oct-09-2026=30Oct-10-2026=13Oct-11-2026=14Oct-12-2026=31Oct-13-2026=22Oct-14-2026=19Oct-15-2026=23Oct-16-2026=20Oct-17-2026=7Oct-18-2026=3Oct-19-2026=13Oct-20-2026=15Oct-21-2026=11Oct-22-2026=11Oct-23-2026=8Oct-24-2026=1*Oct-25-2026=1' WHERE job_id= '1745119'`
0.0008	`UPDATE employer_jobs SET monthly_hits = '***Oct-2026=905' WHERE job_id= '1745119'`
0.0012	`SELECT date_sent FROM jobseeker_sent_emails WHERE jobseeker_id = '' AND job_id = '1745119' AND status LIKE 'sent%' ORDER BY id DESC`
0.0003	SELECT * FROM `employer_jobs_skills` `ejs` LEFT JOIN `skills_categories` `sc` ON `ejs`.`skill_id` = `sc`.`id` WHERE `job_id` = 1745119
0.0003	SELECT COUNT(*) AS `numrows` FROM `employer_jobs` WHERE `employer_id` = '1006672' AND `date_added` >= '2022-06-08'
0.0003	`select * from teasers`
0.0002	`SELECT * FROM skill_categories WHERE skill_cat_id=''`

HTTP HEADERS (Show)

SESSION DATA (Show)

__ci_last_regenerate	1792901455
last_page	https://v1.stage.onlinejobs.ph/jobseekers/job/Xactimate-Estimator-US-Property-Insurance-Claims-Full-Time-Work-From-Home-1745119
csrf-token	361eb6a4b6960d52b6dc5b7f08bffce8

CONFIG VARIABLES (Show)

base_url	https://v1.stage.onlinejobs.ph
log_threshold	2
enable_profiler
index_page
uri_protocol	PATH_INFO
url_suffix
language	english
charset	UTF-8
enable_hooks	1
subclass_prefix	MY_
composer_autoload	vendor/autoload.php
permitted_uri_chars	a-z 0-9~%.:_\=\-\+\@?\&
enable_query_strings
controller_trigger	c
function_trigger	m
directory_trigger	d
allow_get_array	1
log_path
log_file_extension
log_file_permissions	420
log_date_format	Y-m-d H:i:s
error_views_path
cache_path
cache_query_string
encryption_key	OdBUArjiWg9I7u7bvAwQ7Fu35VB1kzga
sess_driver	files
sess_cookie_name	ci_session
sess_expiration	2678400
sess_save_path
sess_match_ip
sess_time_to_update	300
sess_regenerate_destroy
cookie_prefix
cookie_domain
cookie_path	/
cookie_secure
cookie_httponly
standardize_newlines
global_xss_filtering	1
csrf_protection
csrf_token_name	csrf_test_name
csrf_cookie_name	csrf_cookie_name
csrf_expire	7200
csrf_regenerate	1
csrf_exclude_uris	Array ( )
compress_output
time_reference	local
rewrite_short_tags
proxy_ips
ojadmin	JpjZkQN5A8l@^L
salt	+UFjSAT49tPZLtmU2CIG2FYN7pRhgsWyLHgSyQa6k3I=
queue_enabled
twilio	Array ( [sid] => AC00c0594045c6eef9407e8fff01f3d467 [token] => f0bfc0b73444a077894a43f5f75e6d41 [length] => 6 [from] => +639221200200 [code_expiry_seconds] => 14400 )
maintenance	Array ( [admin] => Array ( [verification] => ) [announcement_bar] => Array ( [show_slow_issue_message] => ) )
trustpilot	Array ( [to_email] => onlinejobs.ph+3d844ebf71@invite.trustpilot.com )
services	Array ( [google_tag_manager] => Array ( [id] => GTM-T5CQMS6P ) [chatgpt] => Array ( [secret] => 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 ) [claude] => Array ( [secret] => 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 ) )
v2_url	https://v2.onlinejobs.ph
replacemyself_secret_key	Kk1WpgTMkc4wBQOqC5rqCssdLhACKrsJeTtO1ywUkT4=
app	Array ( [app] => Array ( [command] => Array ( [map] => Array ( [OnlineJobs\Mailer\Command\SendEmailCommand] => OnlineJobs\Mailer\Handler\SendEmailHandler [OnlineJobs\Mail\Command\SendEmailCommand] => OnlineJobs\Mail\Handler\SendEmailHandler [OnlineJobs\Mail\Command\QueueEmailPendingCommand] => OnlineJobs\Mail\Handler\QueueEmailPendingHandler [OnlineJobs\Mail\Command\QueueJobEmailPendingCommand] => OnlineJobs\Mail\Handler\QueueJobEmailPendingHandler [OnlineJobs\Mail\Command\QueueUnapprovedEmailCommand] => OnlineJobs\Mail\Handler\QueueUnapprovedEmailHandler [OnlineJobs\Mail\Command\ProcessEmailQueueCommand] => OnlineJobs\Mail\Handler\ProcessEmailQueueHandler [OnlineJobs\Mail\Command\PutJobseekerEmailOnHoldCommand] => OnlineJobs\Mail\Handler\PutJobseekerEmailOnHoldHandler [OnlineJobs\Purchase\Command\RealEstateVaCourseCommand] => OnlineJobs\Purchase\Handler\RealEstateVaCourseHandler [OnlineJobs\Test\Command\HelloCommand] => OnlineJobs\Test\Handler\HelloHandler ) [middleware] => Array ( ) ) [providers] => Array ( [0] => OnlineJobs\Bus\BusServiceProvider [1] => OnlineJobs\Database\DbServiceProvider [2] => OnlineJobs\Mailer\MailerServiceProvider [3] => OnlineJobs\Support\SupportServiceProvider [4] => OnlineJobs\Employer\ServiceProvider [5] => OnlineJobs\Jobseeker\ServiceProvider [6] => OnlineJobs\Mail\ServiceProvider [7] => OnlineJobs\Postal\ServiceProvider [8] => OnlineJobs\Queue\ServiceProvider [9] => OnlineJobs\Courier\ServiceProvider [10] => OnlineJobs\Job\ServiceProvider [11] => OnlineJobs\Purchase\ServiceProvider ) ) )
meta	Array ( [facebook] => Array ( [input] => 1 [connect] => 2 [timezone] => 3 [url] => 30 [id] => 31 [photo] => 32 [name] => 33 [email] => 34 [review] => 35 ) [trust] => Array ( [government_id] => 4 [utility_bill] => 5 [selfie_photo] => 6 [profile_picture] => 7 [phone_number] => 8 [facebook] => 9 ) [verify] => Array ( [profile_picture] => 10 [government_id] => 11 [selfie_photo] => 12 [utility_bill] => 13 [address] => 14 [name] => 15 [reviewed] => 16 [government_group] => 28 [address_group] => 29 [mobile] => 38 ) [address] => Array ( [complete] => 17 [room_unit_no] => 20 [house_no] => 21 [street] => 22 [subdivision] => 23 [barangay] => 24 [city] => 25 [province] => 26 [postcode] => 27 ) [reviewed] => Array ( [similar_names] => 1 ) [name] => 18 [phone] => 19 [sms_verification_code] => 36 [resend_verification_code] => 37 [address_read] => 39 [first_name] => 100 [middle_name] => 101 [last_name] => 102 [edit] => Array ( [government_id_group] => 40 [address_group] => 41 [mobile_group] => 42 ) [salary_re_entry] => 103 [id_proof_recalibrate] => 104 [email] => 44 [mobile_verification_type] => 45 )
honeypot	Array ( [name_field] => my_name [enabled] => 1 )

HTTP_ACCEPT	/
HTTP_USER_AGENT	Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)
HTTP_CONNECTION	Upgrade
SERVER_PORT	80
SERVER_NAME	v1.stage.onlinejobs.ph
REMOTE_ADDR	127.0.0.1
SERVER_SOFTWARE	Apache/2.4.58 (Ubuntu)
HTTP_ACCEPT_LANGUAGE
SCRIPT_NAME	/index.php
REQUEST_METHOD	GET
HTTP_HOST
REMOTE_HOST
CONTENT_TYPE
SERVER_PROTOCOL	HTTP/1.1
QUERY_STRING
HTTP_ACCEPT_ENCODING	gzip, br, zstd, deflate
HTTP_X_FORWARDED_FOR	216.73.217.151
HTTP_DNT

Xactimate Estimator – U.S. Property Insurance Claims (Full-Time, Work From Home)

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

SALARY

HOURS PER WEEK

DATE UPDATED

Why is this blurred?