US Mortgage Loan Processor – $8/hr + $100 Per Funded File (2+ Years Required)

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: TYPE OF WORK

Full Time

: SALARY

$8/hr + $100 per funded file

: HOURS PER WEEK

40

: DATE UPDATED

Oct 9, 2026

JOB OVERVIEW

Position: Mortgage Loan Processor
Company: Giving Tree Lending ( ---------- )
Location: Remote (Work from Home) – Independent Contractor

HOW TO APPLY (read carefully)
1. Fill out the application: ----------
2. Then send us a message here on OnlineJobs.ph. Start your message with the word "Mortgage".
Applications that skip either step will NOT be reviewed.

SCHEDULE
- Monday–Friday, 8:00 AM – 5:00 PM US Pacific Time (1-hour unpaid lunch), 40 hours/week
- Philippine Time: approx. 11:00 PM – 8:00 AM (12:00 AM – 9:00 AM during US winter time, Nov–Mar)
- This is a night shift in the Philippines. Please apply only if this works for you long-term.

PAY
- $8.00/hr from day 1 (approx. $1,280/month base)
- PLUS $100 commission per funded file, starting after your first 30 days
- Processors typically handle 5–10 funded files per month = estimated $1,780–$2,280/month total
- Hourly pay via Wise twice a month (1st and 16th); commission paid at the end of each month
- US holidays are off and unpaid. No 13th-month pay.

ABOUT US
Giving Tree Lending is a US residential mortgage company headquartered in California. You will work directly with our in-house loan officers, underwriting, and management team.

KEY RESPONSIBILITIES
- Own the loan file from submission through clear-to-close and funding
- Run DU and LP and review findings
- Collect, review, and clear underwriting conditions
- Order and follow up on VOE, title, and escrow
- Communicate with loan officers, lenders, title, and escrow to keep files on schedule
- Maintain accurate loan data and notes in Calyx Point
- Stay logged in to Google Meet during work hours so the team can reach you instantly

REQUIREMENTS
- Minimum 2 years of experience as a US mortgage loan PROCESSOR – REQUIRED, NO EXCEPTIONS
(Other mortgage roles do not count. If you have 1+ year of US mortgage experience but less than 2 years of processing, please apply to our Submission / Disclosure Desk posting instead.)
- Able to run DU/LP and clear conditions independently
- Fluent English, written and spoken
- 2-monitor setup with Windows OS – REQUIRED (workstation photo required in the application)
- Calyx Point experience – preferred
- Non-QM / DSCR experience – preferred

WHY JOIN US
- Stable, full-time, long-term work from home
- Your income grows with every file you fund
- Supportive, collaborative team

Your English speaking skills matter. The application asks for a short 2–3 minute video so our team can hear how you communicate.

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US Mortgage Loan Processor – $8/hr + $100 Per Funded File (2+ Years Required)

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

SALARY

HOURS PER WEEK

DATE UPDATED

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