Mortgage Closer US

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TYPE OF WORK

Full Time

SALARY

1000

HOURS PER WEEK

40

DATE UPDATED

Apr 8, 2026

JOB OVERVIEW

Home Access Financial (HAF) is a non-bank mortgage lender licensed across Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, and Pennsylvania — with active expansion underway. We are a fast-growing, process-driven company with a strong offshore team. Our loan origination platform is ICE Encompass, and we operate with a team-first mentality built on accountability, communication, and precision.

This is a long-term remote role for a professional who takes pride in clean closings and proactive communication. If you have a strong mortgage closing background and want to grow with a company that values your expertise, we want to hear from you.

What you will do
Manage the closing process end-to-end for conventional (FNMA/FHLMC), FHA, VA, and USDA loans from clear-to-close through funding
Order, review, and audit closing disclosures (CD) and final loan documents for accuracy and compliance
Coordinate with title companies, escrow agents, settlement agents, and realtors to schedule and confirm closing dates
Verify final figures (cash to close, prorations, lender credits) and confirm they match the approved loan terms
Communicate daily with borrowers and real estate agents to set expectations and resolve closing conditions
Enter, update, and track all closing milestones and documents inside ICE Encompass
Identify and resolve last-minute closing issues quickly and professionally
Ensure all required final conditions are satisfied prior to funding authorization
Confirm disbursement and wire instructions with the funding team
Support post-closing document collection as needed

Requirements
Minimum 3 years of mortgage closing experience at a U.S. lender
Hands-on experience with ICE Encompass — you must be able to work in the LOS from day one
Solid working knowledge of FNMA/FHLMC conventional loan guidelines and government loan types (FHA, VA, USDA)
Strong understanding of CD and TRID disclosure requirements
Familiarity with U.S. title, escrow, and settlement processes across multiple states
Excellent written and verbal English communication — you will interact directly with U.S. borrowers and agents
Ability to work EST business hours (approximately 9:00 AM – 6:00 PM Eastern)
Reliable internet connection and a dedicated, quiet workspace
Detail-oriented, organized, and able to manage multiple files simultaneously under deadline pressure

Nice to have
Prior experience supporting multi-state mortgage operations
Background in post-closing, funding, or QC (helpful for cross-functional coverage)

Compensation and setup
$1,000 USD per month, paid consistently
Full-time, remote — work from your home office
EST business hours required for team alignment
Long-term position with a stable, growing lender
Collaborative team environment with U.S.-based management and an established Philippines VA team

How to apply
Please apply with the following:

Your updated resume highlighting your mortgage closing experience
A brief cover letter describing your Encompass experience and the loan types you have closed
Your internet speed test result (run at ---------- or speedtest.net)
Applications without Encompass experience or a cover letter will not be reviewed. We move quickly on strong candidates.

SKILL REQUIREMENT
Mortgages
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