Final Expense / Life Insurance Closer — $50 Per Closed Sale + Effort Pay (Remote)

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

Full Time

SALARY

$50 per closed sale + effort pay

HOURS PER WEEK

TBD

DATE UPDATED

Oct 4, 2026

JOB OVERVIEW

I'm looking for a proven CLOSER for final expense and life insurance sales. This is not appointment setting — you run the call start to finish and get paid when the sale closes.

How the call works:
- You run the full sales call and complete the application with the prospect.
- Not everyone passes underwriting — that's normal. When the app is done, you hand the call off to me (warm transfer / 3-way me in) and I handle the underwriting and finalize the policy.
- Need a live quote mid-call? Connect me on the phone and I'll run the quotes with you right there.

How you get paid:
- $50 for every closed sale. No cap. Close 10 in a week, that's $500.
- Effort pay on top: you earn points for real production (quality calls, presentations, follow-ups, completed apps handed off). Every 10 points = an extra $25. Action and production get you money even while you're building momentum.
- This is a performance role. The more you close, the more you earn.

Hours: Monday through Saturday, 9:30 AM – 5:00 PM Eastern. Full-time or part-time within those hours.

What you MUST have (non-negotiable):
- Your OWN paid calling tool that dials into the USA reliably. Free apps and workarounds don't cut it for this role.
- A 352 area code phone number on that tool. (Don't have one yet? Get one before you apply.)
- Steady internet, a quiet workspace, and a proper headset.
- If you prove yourself and become a longer-term hire, I may reimburse your tool cost monthly. Earn it first.

To apply, you MUST include ALL of the following or your application will be skipped:
1. Your email address
2. Your WhatsApp number
3. A voice recording (1-2 minutes) answering these:
- What have you closed before, and what was your close rate?
- Why final expense / life insurance?
- A prospect says "I need to think about it" — what do you say next?
- What paid tool do you use to call the USA, and do you have a 352 number on it?
4. Your related sales/closing experience (what you sold, how long, results)

Who this is for: confident phone closers who don't need hand-holding, follow a process, and want their income tied directly to their skill. If you're the kind of person who hears "no" as "not yet," you'll do well here.

Who this is NOT for: anyone looking for guaranteed hourly pay regardless of results, anyone without their own dialer, anyone who can't get a 352 number, anyone unavailable Mon–Sat 9:30–5 Eastern.

SKILL REQUIREMENT
VIEW OTHER JOB POSTS FROM:
SHARE THIS POST
facebook linkedin
  BENCHMARKS  
Loading Time: Base Classes  0.0011
Controller Execution Time ( Jobseekers / Job )  0.0235
Total Execution Time  0.0254
  GET DATA  
No GET data exists
  MEMORY USAGE  
1,485,216 bytes
  POST DATA  
No POST data exists
  URI STRING  
jobseekers/job/Final-Expense-Life-Insurance-Closer-50-Per-Closed-Sale-Effort-Pay-Remote-1743257
  CLASS/METHOD  
jobseekers/job
  DATABASE:  onlinejobs (Jobseekers:$db)   QUERIES: 13 (0.0127 seconds)  (Hide)
0.0003   SELECT *
                                
FROM exrates
                                WHERE rate_name 
= 'USD-PHP' 
0.0012   SELECT *
FROM `employer_jobs`
WHERE `job_id` = 1743257
 LIMIT 1 
0.0015   SELECT *
FROM `employers`
WHERE `employer_id` = 968486
 LIMIT 1 
0.0010   SELECT COUNT(*) AS `numrows`
FROM `t_thread` `t`
LEFT JOIN `t_thread_misc` `misc` ON `t`.`id` = `misc`.`thread_id`
WHERE `t`.`job_id` = 1743257
AND `misc`.`id` IS NULL 
0.0008   SELECT e.business_name, e.logo, e.website, e.rebill_date, e.date_added member_date, hits, DATEDIFF('2026-10-17',ej.date_added) duration_days, DATEDIFF('2026-10-17',e.rebill_date) duration_rebill, ej.*, e.deactivate FROM employers e, employer_jobs ej WHERE e.employer_id = ej.employer_id AND
                                   ((
e.user_level >= '500' AND ej.date_added <= e.rebill_date)
                                   OR 
e.employer_id = '' OR (ej.date_approved <> '2000-01-01' and DATEDIFF('2026-10-17',ej.date_added) <= 14 ))
                                   AND 
e.deactivate != 1 AND ej.deleted = 0 AND job_id = '1743257' 
0.0007   SELECT *
FROM `employer_jobs_skills` `ejs`
LEFT JOIN `skills_categories` `sc` ON `ejs`.`skill_id` = `sc`.`id`
WHERE `job_id` = 1743257 
0.0016   UPDATE employer_jobs SET hit_counts = '***Oct-04-2026=880***Oct-05-2026=16***Oct-06-2026=12***Oct-07-2026=10***Oct-08-2026=7***Oct-09-2026=3***Oct-10-2026=2***Oct-11-2026=2***Oct-16-2026=2***Oct-17-2026=1' WHERE job_id= '1743257'  
0.0011   UPDATE employer_jobs SET monthly_hits = '***Oct-2026=935' WHERE job_id= '1743257'  
0.0010   SELECT date_sent FROM jobseeker_sent_emails WHERE jobseeker_id = '' AND job_id = '1743257' AND status LIKE 'sent%' ORDER BY id DESC  
0.0006   SELECT *
FROM `employer_jobs_skills` `ejs`
LEFT JOIN `skills_categories` `sc` ON `ejs`.`skill_id` = `sc`.`id`
WHERE `job_id` = 1743257 
0.0018   SELECT COUNT(*) AS `numrows`
FROM `employer_jobs`
WHERE `employer_id` = '968486'
AND `date_added` >= '2022-06-08' 
0.0003   select * from teasers 
0.0009   SELECT * FROM skill_categories WHERE skill_cat_id='' 
  HTTP HEADERS  (Show)
  SESSION DATA  (Show)
  CONFIG VARIABLES  (Show)