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TYPE OF WORK
Part Time
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SALARY
$6.50 + Bonus Pay
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HOURS PER WEEK
25
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DATE UPDATED
Oct 25, 2026
Wealth Talk Finance Solutions is hiring an experienced Credit Repair Virtual Assistant to support our U.S. credit improvement and optimization services.
We need someone who can independently analyze credit reports, identify legitimate grounds for disputes, prepare accurate correspondence, and manage follow-ups efficiently. This position requires practical experience and documented results—not just completion of a training course.
RESPONSIBILITIES
• Review Experian, Equifax, and TransUnion reports and identify inaccurate, incomplete, outdated, duplicate, or potentially unverifiable information.
• Evaluate derogatory accounts, including collections, charge-offs, late payments, repossessions, and disputed inquiries.
• Prepare individualized dispute letters and supporting documentation based on the facts of each account.
• Review investigation responses and recommend appropriate next steps.
• Maintain organized records of submissions, deadlines, responses, corrections, and deletions.
• Provide clear weekly progress updates and protect confidential consumer information.
REQUIRED EXPERIENCE
• At least 2 years of hands-on experience supporting U.S. credit repair or credit-dispute operations.
• Working knowledge of the FCRA, applicable debt-validation procedures, and Metro 2 reporting concepts.
• Strong written English, attention to detail, and independent problem-solving.
• Experience with credit monitoring platforms and credit repair software. Please identify the systems you have used.
• Ability to explain your strategy and support it with account-specific evidence.
PERFORMANCE EXPECTATIONS
• Complete the initial report review and proposed action plan within 2 business days after receiving a complete file.
• Prepare approved first-round correspondence within 3 business days.
• Keep follow-ups current and deliver a weekly status report.
These are work-delivery expectations, not guaranteed bureau response or deletion timelines. We expect accurate, evidence-based work. False identity-theft claims, blanket disputes without factual grounds, and guaranteed deletion promises are unacceptable.
PAID ASSESSMENT
Shortlisted applicants will complete a paid assessment using a redacted sample report. You will identify potential errors, explain your reasoning, draft one dispute letter, and propose a follow-up schedule.
A successful candidate may begin with one supervised file before taking on additional client accounts.
HOW TO APPLY
Start your application with “WEALTH CREDIT SPECIALIST” and include:
1. Your résumé and years of U.S. credit repair experience.
2. Your hourly rate, weekly availability, and earliest start date.
3. The credit repair and monitoring platforms you have used.
4. Two anonymized examples of corrections or removals you helped achieve, including the issue, action taken, timeframe, and outcome. Do not share client-identifying information.
5. Your approach when a bureau returns a disputed account as “verified.”
6. Any relevant certifications, including the issuing organization.
We are looking for a reliable professional who can produce accurate work, communicate consistently, and grow with our business.
