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TYPE OF WORK
Any
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SALARY
550-750
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HOURS PER WEEK
38
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DATE UPDATED
Sep 9, 2026
We are an Australian mortgage brokerage based in Sydney, NSW. We write loans with a strong focus on self-employed and complex income clients, including company borrowers, trusts and multi-entity group structures.
We are a small team, so the person in this role will have real ownership of files rather than sitting at the bottom of a processing chain. If you do the job well, this is a long term seat with a clear pay progression.
ABOUT THE ROLE
We are looking for an experienced parabroker to take applications from initial assessment all the way through to settlement.
Please read this part carefully. This is not an entry level loan processing or general VA role. We need someone who has already worked on Australian mortgage applications, understands lender credit policy, and can assess self-employed income without being walked through it. If your experience is limited to data entry, document collection and chasing checklists, this role will not be a fit and we will not shortlist your application.
WHAT YOU WILL DO
Assessment and structuring
Assess PAYG income including base, overtime, bonuses and allowances
Assess self-employed income from company financials, tax returns and Notices of Assessment
Apply salary and wages paid to applicants from their own business, and company profit where lender policy permits
Apply depreciation and other common addbacks, and identify one-off or non-recurring expenses
Work across companies, trusts, sole traders, related entities and group structures
Complete lender servicing calculations and compare borrowing capacity across lenders
Recommend suitable lender and product options based on the client's circumstances
Credit and compliance
Review Equifax credit reports and flag adverse credit, defaults and enquiries
Assess liabilities, credit limits, living expenses and commitments
Prepare Credit Proposals and Preliminary Assessments
Write clear Best Interests Duty commentary, lender comparisons and reasons for recommendation
Document client objectives, requirements and priorities, borrowing capacity, servicing and credit history commentary
Keep the fact find, compliance documents and lender application consistent with each other
Pre-submission
Obtain loan pricing requests and order property valuations
Complete Equifax credit checks
Cross-check income, liabilities, assets and expenses
Confirm the application meets lender policy before submission
Prepare lender submission notes and make sure files go in clean, with minimal errors or omissions
Application management to settlement
Submit through ApplyOnline and lender portals
Monitor progress and follow up outstanding lender requirements
Deal directly with lender BDMs and credit assessors, and respond to questions and conditions
Coordinate additional documents from clients
Work conditional approval through to unconditional approval, loan documents and settlement
Keep CRM notes and milestones accurate the whole way through
WHAT YOU MUST HAVE
[2]+ years preparing and submitting Australian mortgage applications
Proven experience with self-employed and company borrower applications, not just PAYG
Experience across investment, owner-occupied, refinance and cash-out applications
Ability to manage a file from initial assessment through to settlement without supervision
Solid understanding of Australian broking compliance, including Best Interests Duty
Strong written English. You will be writing compliance commentary and lender notes that we submit as they are
Confident verbal English for calls with BDMs and credit assessors
Reliable home office, stable internet of at least 25 Mbps, backup internet and backup power
Willing to sign a confidentiality agreement. You will handle client financial information and credit reports
SYSTEMS
Hands-on experience with the following is a significant advantage. Tell us how long you have used each:
Salestrekker 2.0 CRM (data entry, generating application and compliance documents, uploading and categorising supporting documents, tracking milestones)
ApplyOnline
Quickli
Lender servicing calculators
Equifax
NICE TO HAVE
Cert IV in Finance and Mortgage Broking, or equivalent Australian study
Experience with commercial or asset finance
WHO WILL DO WELL HERE
Detail obsessed. You catch the missing payslip before the assessor does
Organised, and able to prioritise several live applications at once
Proactive. You move a file forward without waiting to be told each step
Good at problem solving. Complex self-employed scenarios interest you rather than scare you
Consistent with follow ups and timelines
