Credit Repair Specialist/Disputer

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TYPE OF WORK

Full Time

SALARY

250

HOURS PER WEEK

30

DATE UPDATED

Oct 16, 2026

JOB OVERVIEW

Elite Credit Solutions is seeking an experienced, detail-oriented Credit Repair Dispute Specialist to join our growing team. The ideal candidate must have strong knowledge of credit reporting laws, dispute procedures, and experience working with CFPB, FTC, Experian, Equifax, and TransUnion.

You will be responsible for analyzing credit reports, identifying inaccurate or unverifiable information, preparing effective dispute letters, submitting complaints, and managing client credit repair files.

Key Responsibilities

Review and analyze credit reports from Experian, Equifax, and TransUnion.

Identify inaccurate, outdated, incomplete, or unverifiable negative information.

Prepare and submit professional credit dispute letters.

File and manage complaints through the Consumer Financial Protection Bureau (CFPB).

Prepare and submit Federal Trade Commission (FTC) identity theft reports when applicable and supported by the client's circumstances.

Understand and apply the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA).

Handle disputes involving collections, charge-offs, repossessions, late payments, hard inquiries, and other derogatory accounts.

Prepare appropriate identity theft blocking requests under FCRA Section 605B.

Track dispute responses, investigation deadlines, and client progress.

Maintain organized records of all disputes, correspondence, and supporting documentation.

Develop effective, legally compliant dispute strategies based on each client's credit report.

Qualifications

Previous experience in credit repair or credit disputing preferred.

Strong experience with CFPB and FTC complaint processes.

Knowledge of FCRA, FDCPA, and credit bureau dispute procedures.

Experience preparing factual dispute letters and identity theft documentation.

Familiarity with credit monitoring platforms and credit repair software.

Excellent written communication and attention to detail.

Ability to manage multiple client files and meet deadlines.

Must maintain strict confidentiality of client information.

Preferred Experience

CFPB complaint submissions and follow-ups

FTC ---------- reporting

Credit bureau disputes

FCRA Section 605B identity theft blocks

Collection and charge-off disputes

Credit repair software and client management systems

Understanding of Metro 2 credit reporting standards

What We're Looking For

We want someone who knows how to dispute effectively, understands consumer protection laws, and can independently manage credit repair cases from start to finish.

Candidates with hands-on experience handling CFPB complaints, FTC reports, and complex credit disputes will receive priority consideration.

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