Commercial Loan Processor

Please login or register as jobseeker to apply for this job.

: TYPE OF WORK

Full Time

: SALARY

N/A

: HOURS PER WEEK

40

: DATE UPDATED

Oct 1, 2026

JOB OVERVIEW

Virtual Assistant — Debt Placement (DealRail LLC)

Full-cycle: match deals to lenders, submit packages, follow up to term sheet

About DealRail

DealRail LLC ( ---------- ) is a commercial loan brokerage based in Pompano Beach, FL, serving borrowers across the U.S. We broker business-purpose loans only — DSCR, bridge, ﬁx-and-ﬂip, ground-up, SBA, mobile home park, multifamily, and other commercial programs. We are not a lender and do not handle consumer or home loans.
Founder team: Spencer Thomas (CEO), David Delgado (COO), Jonathan Reich (CTO).
We have a proprietary 231-lender research workbook with program notes, states covered, property types, loan-size ranges, and broker-friendliness ﬂags. Your job is to work that book to get deals placed.
Role overview

You will own the placement workﬂow end-to-end for each incoming loan request: intake → lender match → package → submit → follow-up → term sheet summary.
This is not a data-entry role. We need someone who understands commercial debt, can read a deal quickly, and can push lenders for answers without being pushy.
Responsibilities

1. Intake & QC — Review new applications from dealrail.co/apply for completeness. Run our document checklist, ﬂag gaps, and request missing items from the borrower.
2. Lender matching — Match each deal against the 231-lender workbook using: loan program, loan size, state, property type, and broker-friendly status. Produce a shortlist of 5–10 best-ﬁt lenders with a one-line rationale per lender.
3. Package building — Build a clean lender submission package: executive summary, sources & uses, property/borrower snapshot, and supporting docs. Keep it tight — lenders skim.
4. Submission — Submit via lender portals and email, logging every submission (date, contact, method) in our tracker.
5. Follow-up — Run a disciplined follow-up cadence (Day 1, 3, 7) until you get a decline or term sheet. Escalate hot responses to Spencer same-day.

6. Term sheet triage — Collect term sheets, normalize key terms (rate, LTV/LTC, fees, term, prepay, conditions) into a comparison sheet, and ﬂag the top 2–3 for Spencer.
7. Database hygiene — Keep lender notes current. Flag program changes (e.g., a lender exiting a program or being acquired) when you spot them.
Must-haves

2+ years in commercial lending, mortgage brokering, or as a lender BDO / loan processor / broker assistant
Working knowledge of DSCR, bridge, ﬁx-and-ﬂip, and SBA basics; mobile home park / multifamily familiarity is a plus
Excellent written English — you will email lenders as DealRail
Strong Excel/Google Sheets; comfortable in CRMs and lender portals
Organized tracker mindset: nothing slips, every follow-up has a date
Available for overlap with U.S. Eastern business hours
Nice-to-haves

Existing relationships with wholesale / broker-friendly lenders
Experience with Finsight, Lender Price, or similar submission tools
Prior VA/remote placement experience with a U.S. broker
What success looks like

30 days: You can independently match and submit 3–5 deals/week with clean packages and zero missed follow-ups.
60 days: You are running the full pipeline and surfacing 2–3 competitive term sheets per viable deal.
90 days: Lender response rates and placement speed are measurably up; Spencer only touches exceptions and negotiations.
Hours & pay

Part-time to start with a path to full-time as volume grows (to be conﬁrmed)
Remote; U.S. Eastern hours overlap required
Pay commensurate with commercial lending experience
How to apply

1. Send a brief intro + your commercial lending background

2. Complete a short paid test task: we will give you a sample deal and a slice of our lender list — you return your top 5 lender matches with rationale plus a draft outreach email
3. Two references from a broker, lender, or borrower you supported

DealRail LLC handles business-purpose loans only. We do not oﬀer consumer or residential home loans.

SKILL REQUIREMENT

Commercial Real Estate Loan Processing

SHARE THIS POST

Job Post	Reporter	Rank	Reason	Date

BENCHMARKS

Loading Time: Base Classes	0.0011
Controller Execution Time ( Jobseekers / Job )	0.0169
Total Execution Time	0.0188

GET DATA

No GET data exists

MEMORY USAGE

1,507,800 bytes

POST DATA

No POST data exists

URI STRING

jobseekers/job/Commercial-Loan-Processor-1741800

CLASS/METHOD

jobseekers/job

DATABASE: onlinejobs (Jobseekers:$db) QUERIES: 13 (0.0101 seconds) (Hide)

0.0004	`SELECT * FROM exrates WHERE rate_name = 'USD-PHP'`
0.0009	SELECT * FROM `employer_jobs` WHERE `job_id` = 1741800 LIMIT 1
0.0004	SELECT * FROM `employers` WHERE `employer_id` = 1006367 LIMIT 1
0.0009	SELECT COUNT(*) AS `numrows` FROM `t_thread` `t` LEFT JOIN `t_thread_misc` `misc` ON `t`.`id` = `misc`.`thread_id` WHERE `t`.`job_id` = 1741800 AND `misc`.`id` IS NULL
0.0011	SELECT e.business_name, e.logo, e.website, e.rebill_date, e.date_added member_date, hits, DATEDIFF('2026-10-04',ej.date_added) duration_days, DATEDIFF('2026-10-04',e.rebill_date) duration_rebill, ej.*, e.deactivate FROM employers e, employer_jobs ej WHERE e.employer_id = ej.employer_id AND ((e.user_level >= '500' AND ej.date_added <= e.rebill_date) OR e.employer_id = '' OR (ej.date_approved <> '2000-01-01' and DATEDIFF('2026-10-04',ej.date_added) <= 14 )) AND e.deactivate != 1 AND ej.deleted = 0 AND job_id = '1741800'
0.0003	SELECT * FROM `employer_jobs_skills` `ejs` LEFT JOIN `skills_categories` `sc` ON `ejs`.`skill_id` = `sc`.`id` WHERE `job_id` = 1741800
0.0015	`UPDATE employer_jobs SET hit_counts = '*Oct-01-2026=1353Oct-02-2026=83Oct-03-2026=28*Oct-04-2026=1' WHERE job_id= '1741800'`
0.0012	`UPDATE employer_jobs SET monthly_hits = '***Oct-2026=1446' WHERE job_id= '1741800'`
0.0009	`SELECT date_sent FROM jobseeker_sent_emails WHERE jobseeker_id = '' AND job_id = '1741800' AND status LIKE 'sent%' ORDER BY id DESC`
0.0004	SELECT * FROM `employer_jobs_skills` `ejs` LEFT JOIN `skills_categories` `sc` ON `ejs`.`skill_id` = `sc`.`id` WHERE `job_id` = 1741800
0.0012	SELECT COUNT(*) AS `numrows` FROM `employer_jobs` WHERE `employer_id` = '1006367' AND `date_added` >= '2022-06-08'
0.0004	`select * from teasers`
0.0002	`SELECT * FROM skill_categories WHERE skill_cat_id=''`

HTTP HEADERS (Show)

SESSION DATA (Show)

__ci_last_regenerate	1791074883
last_page	https://v1.stage.onlinejobs.ph/jobseekers/job/Commercial-Loan-Processor-1741800
csrf-token	c2715803cae7218226013a73bcd6d155

CONFIG VARIABLES (Show)

base_url	https://v1.stage.onlinejobs.ph
log_threshold	2
enable_profiler
index_page
uri_protocol	PATH_INFO
url_suffix
language	english
charset	UTF-8
enable_hooks	1
subclass_prefix	MY_
composer_autoload	vendor/autoload.php
permitted_uri_chars	a-z 0-9~%.:_\=\-\+\@?\&
enable_query_strings
controller_trigger	c
function_trigger	m
directory_trigger	d
allow_get_array	1
log_path
log_file_extension
log_file_permissions	420
log_date_format	Y-m-d H:i:s
error_views_path
cache_path
cache_query_string
encryption_key	OdBUArjiWg9I7u7bvAwQ7Fu35VB1kzga
sess_driver	files
sess_cookie_name	ci_session
sess_expiration	2678400
sess_save_path
sess_match_ip
sess_time_to_update	300
sess_regenerate_destroy
cookie_prefix
cookie_domain
cookie_path	/
cookie_secure
cookie_httponly
standardize_newlines
global_xss_filtering	1
csrf_protection
csrf_token_name	csrf_test_name
csrf_cookie_name	csrf_cookie_name
csrf_expire	7200
csrf_regenerate	1
csrf_exclude_uris	Array ( )
compress_output
time_reference	local
rewrite_short_tags
proxy_ips
ojadmin	JpjZkQN5A8l@^L
salt	+UFjSAT49tPZLtmU2CIG2FYN7pRhgsWyLHgSyQa6k3I=
queue_enabled
twilio	Array ( [sid] => AC00c0594045c6eef9407e8fff01f3d467 [token] => f0bfc0b73444a077894a43f5f75e6d41 [length] => 6 [from] => +639221200200 [code_expiry_seconds] => 14400 )
maintenance	Array ( [admin] => Array ( [verification] => ) [announcement_bar] => Array ( [show_slow_issue_message] => ) )
trustpilot	Array ( [to_email] => onlinejobs.ph+3d844ebf71@invite.trustpilot.com )
services	Array ( [google_tag_manager] => Array ( [id] => GTM-T5CQMS6P ) [chatgpt] => Array ( [secret] => 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 ) [claude] => Array ( [secret] => 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 ) )
v2_url	https://v2.onlinejobs.ph
replacemyself_secret_key	Kk1WpgTMkc4wBQOqC5rqCssdLhACKrsJeTtO1ywUkT4=
app	Array ( [app] => Array ( [command] => Array ( [map] => Array ( [OnlineJobs\Mailer\Command\SendEmailCommand] => OnlineJobs\Mailer\Handler\SendEmailHandler [OnlineJobs\Mail\Command\SendEmailCommand] => OnlineJobs\Mail\Handler\SendEmailHandler [OnlineJobs\Mail\Command\QueueEmailPendingCommand] => OnlineJobs\Mail\Handler\QueueEmailPendingHandler [OnlineJobs\Mail\Command\QueueJobEmailPendingCommand] => OnlineJobs\Mail\Handler\QueueJobEmailPendingHandler [OnlineJobs\Mail\Command\QueueUnapprovedEmailCommand] => OnlineJobs\Mail\Handler\QueueUnapprovedEmailHandler [OnlineJobs\Mail\Command\ProcessEmailQueueCommand] => OnlineJobs\Mail\Handler\ProcessEmailQueueHandler [OnlineJobs\Mail\Command\PutJobseekerEmailOnHoldCommand] => OnlineJobs\Mail\Handler\PutJobseekerEmailOnHoldHandler [OnlineJobs\Purchase\Command\RealEstateVaCourseCommand] => OnlineJobs\Purchase\Handler\RealEstateVaCourseHandler [OnlineJobs\Test\Command\HelloCommand] => OnlineJobs\Test\Handler\HelloHandler ) [middleware] => Array ( ) ) [providers] => Array ( [0] => OnlineJobs\Bus\BusServiceProvider [1] => OnlineJobs\Database\DbServiceProvider [2] => OnlineJobs\Mailer\MailerServiceProvider [3] => OnlineJobs\Support\SupportServiceProvider [4] => OnlineJobs\Employer\ServiceProvider [5] => OnlineJobs\Jobseeker\ServiceProvider [6] => OnlineJobs\Mail\ServiceProvider [7] => OnlineJobs\Postal\ServiceProvider [8] => OnlineJobs\Queue\ServiceProvider [9] => OnlineJobs\Courier\ServiceProvider [10] => OnlineJobs\Job\ServiceProvider [11] => OnlineJobs\Purchase\ServiceProvider ) ) )
meta	Array ( [facebook] => Array ( [input] => 1 [connect] => 2 [timezone] => 3 [url] => 30 [id] => 31 [photo] => 32 [name] => 33 [email] => 34 [review] => 35 ) [trust] => Array ( [government_id] => 4 [utility_bill] => 5 [selfie_photo] => 6 [profile_picture] => 7 [phone_number] => 8 [facebook] => 9 ) [verify] => Array ( [profile_picture] => 10 [government_id] => 11 [selfie_photo] => 12 [utility_bill] => 13 [address] => 14 [name] => 15 [reviewed] => 16 [government_group] => 28 [address_group] => 29 [mobile] => 38 ) [address] => Array ( [complete] => 17 [room_unit_no] => 20 [house_no] => 21 [street] => 22 [subdivision] => 23 [barangay] => 24 [city] => 25 [province] => 26 [postcode] => 27 ) [reviewed] => Array ( [similar_names] => 1 ) [name] => 18 [phone] => 19 [sms_verification_code] => 36 [resend_verification_code] => 37 [address_read] => 39 [first_name] => 100 [middle_name] => 101 [last_name] => 102 [edit] => Array ( [government_id_group] => 40 [address_group] => 41 [mobile_group] => 42 ) [salary_re_entry] => 103 [id_proof_recalibrate] => 104 [email] => 44 [mobile_verification_type] => 45 )
honeypot	Array ( [name_field] => my_name [enabled] => 1 )

HTTP_ACCEPT	/
HTTP_USER_AGENT	Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)
HTTP_CONNECTION	Upgrade
SERVER_PORT	80
SERVER_NAME	v1.stage.onlinejobs.ph
REMOTE_ADDR	127.0.0.1
SERVER_SOFTWARE	Apache/2.4.58 (Ubuntu)
HTTP_ACCEPT_LANGUAGE
SCRIPT_NAME	/index.php
REQUEST_METHOD	GET
HTTP_HOST
REMOTE_HOST
CONTENT_TYPE
SERVER_PROTOCOL	HTTP/1.1
QUERY_STRING
HTTP_ACCEPT_ENCODING	gzip, br, zstd, deflate
HTTP_X_FORWARDED_FOR	216.73.216.43
HTTP_DNT

Commercial Loan Processor

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

SALARY

HOURS PER WEEK

DATE UPDATED

Why is this blurred?