Senior Credit Risk Analyst

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: TYPE OF WORK

Full Time

: SALARY

Php 50,000 - Php 55,000 per month

: HOURS PER WEEK

40

: DATE UPDATED

Oct 8, 2026

JOB OVERVIEW

About Buildfund

Buildfund is a growing funding business that provides finance solutions to businesses and is entering an exciting period of expansion.

With a significant new funding line secured and additional capital being injected into the business, Buildfund is rapidly building its team to support a major growth push towards the end of the year.

We are looking for an experienced Senior Credit Analyst with a strong banking background to play a key role in assessing credit applications, managing risk, and supporting sound lending decisions.

Senior Credit Analyst
As a Senior Credit Analyst, you will assess the creditworthiness of prospective borrowers and make informed recommendations based on financial information, business performance, credit history, and overall risk profile.

Key Responsibilities
* Assess and analyse credit applications and supporting financial information.
* Review financial statements, bank statements, cash flow, and other relevant documentation.
* Assess borrower financial performance, repayment capacity, and overall risk.
* Identify credit risks, inconsistencies, and potential red flags.
* Prepare clear and well-supported credit recommendations.
* Conduct due diligence and verify information provided by applicants.
* Maintain accurate credit assessment records and documentation.

What We're Looking For
* 3–5 years of experience in credit analysis, credit assessment, or lending.
* Strong banking background, preferably in commercial lending, SME lending, business banking, or credit risk.
* Strong understanding of credit assessment and lending risk.
* Ability to analyze financial statements and assess business financial health.
* Strong understanding of cash flow, debt servicing capacity, profitability, and liquidity.
* Strong communication skills, analytical skills and attention to detail.
* Ability to work independently and make sound credit recommendations.

Highly Desirable
* Experience assessing SME or commercial lending applications.
* Experience with business loans, working capital facilities, asset finance, or similar lending products.
* Experience helping develop or improve credit policies and processes.
* Exposure to credit decisioning systems or lending platforms.

What Buildfund Offers
* PHP 50,000–55,000 monthly salary, depending on experience and capability.
* Salary increase after 6 months probation
* HMO coverage after 30 days.
* 5:45 AM – 2:45 PM PH shift.
* Fully remote work.
* Ongoing learning and professional development.

SKILL REQUIREMENT

Credit Repair Risk Assessment Risk Analysis

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Senior Credit Risk Analyst

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

SALARY

HOURS PER WEEK

DATE UPDATED

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