Funding Specialist

FUNDING SPECIALIST – CREDIT REPAIR & FUNDING COMPANY (Full-Time, Long-Term)

PYNK LUXURY LLC is a growing US credit repair company launching a funding department to help our clients secure business and personal funding after their credit is restored. I'm hiring an experienced Funding Specialist to help build and run this department.

This role is for someone who truly understands how lenders approve applicants, how to prepare a client's profile for approval, and how to guide clients through the funding process with accuracy and integrity. If you don't have real funding experience, do not apply.


ROLE OVERVIEW

You will lead the funding side of the business. You'll evaluate whether clients are ready for funding, build each client's funding roadmap, prepare them for applications, and guide them through the process. You'll also help create the SOPs and systems for our funding department. You report to the Operations Manager.


NON-NEGOTIABLE REQUIREMENTS

- 2+ years of experience in business or personal funding for US clients
- Strong knowledge of credit card stacking, business lines of credit, and business credit building
- Knowledge of which bureaus lenders pull, approval criteria, and the best order to apply in
- Understanding of how credit scores, utilization, inquiries, account age, and income affect approvals
- Experience with business credit setup (EIN, D-U-N-S number, business profile, Paydex, business banking)
- Ability to explain the funding process clearly to clients
- Fluent, professional written and spoken English for client emails and calls
- Highly organized, with strong attention to detail
- Stable internet with a backup power and internet source


PREFERRED (A STRONG PLUS)

- Experience in a credit repair company
- Experience with DisputeFox, GoHighLevel, or similar CRMs
- Experience building funding SOPs, intake forms, or lender lists
- Knowledge of SBA loans, equipment financing, or revenue-based funding


CORE RESPONSIBILITIES

- Review client credit profiles and determine funding readiness
- Create a customized funding roadmap for each client
- Build and maintain an up-to-date lender list with current approval criteria
- Prepare clients' application checklists and business profiles
- Walk clients through applications on scheduled calls
- Track approvals, denials, and funding amounts for every client
- Coordinate with the dispute team when a client needs more credit work before funding
- Create and maintain SOPs for the funding department
- Report funding results and KPIs weekly


COMPLIANCE AND INTEGRITY (REQUIRED)

- Clients submit their own applications. You will never apply on a client's behalf or log into accounts as the client.
- No CPNs, false information, inflated income, or fabricated documents. Ever.
- No guarantees of approval or funding amounts.
- You must follow our compliance procedures for all client agreements and fees.


COMMUNICATION STANDARDS (REQUIRED)

- Shift: Monday–Friday, [9:00 AM–5:00 PM EST]
- Urgent messages answered within 30 minutes during your shift
- All other messages answered within 2 hours during your shift
- If you'll be away for more than 30 minutes, notify your manager in advance
- This is an exclusive full-time role. No other jobs or clients during your shift.


WHAT SUCCESS LOOKS LIKE IN YOUR FIRST 90 DAYS

- A complete funding process is documented with SOPs
- An organized, current lender list is in place
- Every funding client has a clear roadmap and tracked results
- Clients are well prepared and know exactly what to expect
- The funding department runs without the owner's involvement


CONFIDENTIALITY

You'll handle sensitive client information (SSNs, IDs, bank statements, credit reports). You must sign a confidentiality agreement, follow our data security procedures, and work on a secure, password-protected device that is not shared with anyone.


WHAT WE OFFER

- Performance bonuses tied to funding results
- Long-term role with the opportunity to lead and grow the funding department


THIS ROLE IS FOR YOU IF YOU:

- Know funding strategy inside and out
- Want to build something, not just follow instructions
- Take accountability seriously
- Communicate clearly and consistently
- Treat the business like it's your own


DO NOT APPLY IF:

- You've never helped clients obtain funding
- You're comfortable using CPNs, false information, or shortcuts
- You struggle with organization or consistent communication
- You need micromanagement
- You are working other jobs during the shift hours listed above


HOW TO APPLY

Applications that don't follow every step will not be reviewed.

1. Use the subject line "PYNK FUNDING."
2. Describe your funding experience: the types of funding you've helped clients get, the companies you've worked with, and your role.
3. Tell us the largest total funding amount you've helped a single client obtain and how you approached it.
4. Include your expected monthly salary and earliest start date.
5. Include a 2–3 minute video (Loom or similar) introducing yourself and explaining what you'd check first to d ---------- whether a client with a 700 score is ready for business funding.