US Mortgage Loan Submission / Disclosure Desk – $8/hr (1+ Year US Mortgage Experience Required)

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TYPE OF WORK

Full Time

SALARY

$8/hr ($6/hr first 30 days)

HOURS PER WEEK

40

DATE UPDATED

Oct 9, 2026

JOB OVERVIEW

Position: Loan Submission Desk / Loan Disclosure Desk
Company: Giving Tree Lending ( ---------- )
Location: Remote (Work from Home) – Independent Contractor

HOW TO APPLY (read carefully)
1. Fill out the application: ----------
2. Then send us a message here on OnlineJobs.ph. Start your message with the word "Mortgage".
Applications that skip either step will NOT be reviewed.

SCHEDULE
- Monday–Friday, 8:00 AM – 5:00 PM US Pacific Time (1-hour unpaid lunch), 40 hours/week
- Philippine Time: approx. 11:00 PM – 8:00 AM (12:00 AM – 9:00 AM during US winter time, Nov–Mar)
- This is a night shift in the Philippines. Please apply only if this works for you long-term.

PAY
- $6.00/hr for the first 30 days (paid probation period)
- $8.00/hr after probation (approx. $1,280/month)
- Paid via Wise twice a month (1st and 16th)
- US holidays are off and unpaid. No 13th-month pay.

CAREER PATH
This desk is the entry point to our processing team. Performance is reviewed quarterly, based on internal reports from our processors and team members to the CEO. Strong performers are promoted to Loan Processor: $8/hr + $100 per funded file (approx. $1,780–$2,280/month).

ABOUT US
Giving Tree Lending is a US residential mortgage company headquartered in California. You will work directly with our in-house loan officers, processors, and management team.

KEY RESPONSIBILITIES
- Prepare and send initial disclosures (Loan Estimate) and track TRID timelines
- Prepare Closing Disclosures (CD) and confirm borrower receipt and signatures
- Review new loan files for completeness and accuracy before submission
- Assemble and submit complete loan packages to lenders
- Enter and maintain accurate loan data in Calyx Point
- Communicate with loan officers and processors on missing items
- Stay logged in to Google Meet during work hours so the team can reach you instantly

REQUIREMENTS
- Minimum 1 year of US mortgage experience – REQUIRED
- Working knowledge of LE, CD, and TRID timing rules
- Fluent English, written and spoken
- 2-monitor setup with Windows OS – REQUIRED (workstation photo required in the application)
- Calyx Point experience – preferred
- Non-QM / DSCR experience – preferred

WHY JOIN US
- Stable, full-time, long-term work from home
- Clear promotion path to Loan Processor with per-file commission
- Supportive, collaborative team

Your English-speaking skills matter. The application asks for a short 2–3 minute video so our team can hear how you communicate.

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