Credit Disputer

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

Gig

SALARY

$20 completed rounds

HOURS PER WEEK

TBD

DATE UPDATED

Aug 29, 2026

JOB OVERVIEW

**CREDIT DISPUTE SPECIALIST – PAID PER ROUND**

**Epitome Vault Financial** is looking for an experienced Credit Dispute Specialist to join our growing credit repair company on a **project/round-based basis**.

We are looking for someone who already has experience analyzing credit reports and preparing legitimate, individualized disputes.

### What You'll Do

• Review Equifax, Experian & TransUnion credit reports
• Identify potential inaccuracies and reporting inconsistencies
• Analyze account details, balances, dates, payment history, status, etc.
• Prepare individualized dispute letters based on our SOPs
• Assist with CRA and furnisher disputes
• Review dispute responses and determine next steps
• Research FCRA provisions when appropriate
• Understand FTC/CROA requirements
• Understand CFPB complaint procedures and when escalation may be appropriate
• Document everything accurately in our CRM
• Help track each client's dispute rounds and results

### What We Need

You MUST have previous experience in:

* Credit repair / credit disputes
* Reading and analyzing credit reports
* Equifax, Experian & TransUnion disputes
* FCRA
* CRA vs. furnisher disputes
* FTC/CROA
* CFPB complaint process

**Credit Repair Cloud experience is a BIG PLUS.**

We are NOT looking for someone who simply sends generic dispute letters.

You must be able to explain **WHY** an account may be inaccurate and what evidence should be reviewed.

### Compensation

This is a **project-based position paid per completed client dispute round**, not a monthly salary.

Starting pay: **$15–$25 per completed round**, depending on complexity and experience.

As our client base grows, there will be opportunities for additional work and increased compensation.

### To Apply

Please start your application with:

**"I UNDERSTAND CREDIT REPORTS."**

Then answer these 5 questions:

1. How many years of credit repair/dispute experience do you have?

2. Have you worked with Credit Repair Cloud? If yes, explain how.

3. What is the difference between a CRA dispute and a furnisher dispute?

4. Name 3 things you look for when analyzing a credit report for potential inaccuracies.

5. Briefly explain your experience with FCRA, FTC/CROA, and CFPB complaints.

**Serious applicants only.**

We are looking for someone reliable, detail-oriented, knowledgeable, and interested in growing with a long-term company.

SKILL REQUIREMENT
VIEW OTHER JOB POSTS FROM:
SHARE THIS POST
facebook linkedin
  BENCHMARKS  
Loading Time: Base Classes  0.0011
Controller Execution Time ( Jobseekers / Job )  0.0245
Total Execution Time  0.0264
  GET DATA  
No GET data exists
  MEMORY USAGE  
1,483,704 bytes
  POST DATA  
No POST data exists
  URI STRING  
jobseekers/job/Credit-Disputer-1718816
  CLASS/METHOD  
jobseekers/job
  DATABASE:  onlinejobs (Jobseekers:$db)   QUERIES: 13 (0.0116 seconds)  (Hide)
0.0005   SELECT *
                                
FROM exrates
                                WHERE rate_name 
'USD-PHP' 
0.0011   SELECT *
FROM `employer_jobs`
WHERE `job_id` = 1718816
 LIMIT 1 
0.0006   SELECT *
FROM `employers`
WHERE `employer_id` = 969811
 LIMIT 1 
0.0012   SELECT COUNT(*) AS `numrows`
FROM `t_thread` `t`
LEFT JOIN `t_thread_misc` `miscON `t`.`id` = `misc`.`thread_id`
WHERE `t`.`job_id` = 1718816
AND `misc`.`idIS NULL 
0.0008   SELECT e.business_namee.logoe.websitee.rebill_datee.date_added member_datehitsDATEDIFF('2026-09-02',ej.date_added) duration_daysDATEDIFF('2026-09-02',e.rebill_date) duration_rebillej.*, e.deactivate FROM employers eemployer_jobs ej WHERE e.employer_id ej.employer_id AND
                                   ((
e.user_level >= '500' AND ej.date_added <= e.rebill_date)
                                   OR 
e.employer_id '' OR (ej.date_approved <> '2000-01-01' and DATEDIFF('2026-09-02',ej.date_added) <= 14 ))
                                   AND 
e.deactivate != AND ej.deleted AND job_id '1718816' 
0.0004   SELECT *
FROM `employer_jobs_skills` `ejs`
LEFT JOIN `skills_categories` `scON `ejs`.`skill_id` = `sc`.`id`
WHERE `job_id` = 1718816 
0.0009   UPDATE employer_jobs SET hit_counts '***Aug-29-2026=189***Aug-30-2026=3***Sep-02-2026=3' WHERE job_id'1718816'  
0.0008   UPDATE employer_jobs SET monthly_hits '***Aug-2026=192***Sep-2026=3' WHERE job_id'1718816'  
0.0011   SELECT date_sent FROM jobseeker_sent_emails WHERE jobseeker_id '' AND job_id '1718816' AND status LIKE 'sent%' ORDER BY id DESC  
0.0004   SELECT *
FROM `employer_jobs_skills` `ejs`
LEFT JOIN `skills_categories` `scON `ejs`.`skill_id` = `sc`.`id`
WHERE `job_id` = 1718816 
0.0025   SELECT COUNT(*) AS `numrows`
FROM `employer_jobs`
WHERE `employer_id` = '969811'
AND `date_added` >= '2022-06-08' 
0.0010   select from teasers 
0.0003   SELECT FROM skill_categories WHERE skill_cat_id='' 
  HTTP HEADERS  (Show)
  SESSION DATA  (Show)
  CONFIG VARIABLES  (Show)