Credit Repair Virtual Assistant/Credit Specialist

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TYPE OF WORK

Part Time

SALARY

3/hour

HOURS PER WEEK

12

DATE UPDATED

Aug 22, 2026

JOB OVERVIEW

Now Hiring: Credit Repair Virtual Assistant / Credit Specialist

Position: Credit Repair Virtual Assistant / Credit Specialist
Work Type: Remote
Schedule: Part-Time / Opportunity to Grow
Experience: Previous Credit Repair Experience REQUIRED

About the Position

We are looking for an experienced Credit Repair Virtual Assistant / Credit Specialist who already understands the credit repair industry.

This is NOT an entry-level position.

You should already be comfortable reading consumer credit reports, identifying negative accounts and inaccuracies, understanding the dispute process, and working with clients who are trying to improve their credit profiles.

We have our own credit software and system. You will receive training on our software, workflow, and company procedures, but we are specifically looking for someone who already has a strong foundation in credit.

Responsibilities

Review consumer credit reports from all three major credit bureaus
Identify negative, inaccurate, incomplete, or potentially disputable information
Assist with preparing and managing credit disputes
Track dispute progress and results
Maintain accurate client records inside our credit software
Follow up on dispute rounds and client accounts
Help onboard new credit clients
Communicate professionally with clients regarding their account progress
Follow company SOPs and compliance requirements
Protect confidential client information
Assist with lead follow-up and converting interested prospects into paying clients
Help maintain long-term client relationships

Credit Knowledge Required

Applicants should already understand:

Experian, Equifax, and TransUnion credit reports
Credit scores and credit utilization
Collections
Charge-offs
Late payments
Repossessions
Hard inquiries
Public-record information as applicable
Credit card utilization
Authorized-user accounts
Dispute processes and dispute tracking
Consumer credit terminology
Basic knowledge of the Fair Credit Reporting Act (FCRA)
The importance of accurate, truthful, and compliant credit disputes

What We’re Looking For

The ideal candidate is:

Experienced in credit repair or credit consulting
Comfortable reviewing full credit reports
Detail-oriented and organized
Able to manage multiple client files
Professional when communicating with customers
Comfortable learning new software
Able to follow detailed SOPs
Reliable and consistent
Able to work independently
Interested in growing with the company

Preferred Experience

Experience with any credit repair CRM or dispute software is a plus.

Previous experience working for a:

Credit repair company
Credit consulting company
Credit restoration company
Financial services company

is strongly preferred.

Important

We are NOT looking for someone who needs to be taught credit repair from the beginning.

We will train you on our specific software and company systems, but you should already understand how to read a credit report and how the credit dispute process works.

Application Questions

When applying, please answer the following:

How many years of credit repair experience do you have?
What credit repair software have you used?
Can you read and analyze reports from Experian, Equifax, and TransUnion?
Explain the difference between a collection and a charge-off.
What steps would you take when reviewing a new client’s credit report?
What experience do you have preparing or managing disputes?
How many credit clients have you managed at one time?
Do you have experience communicating directly with credit repair clients?
What hours and days are you available?
What hourly rate are you requesting?

Please do not apply if you have no previous credit repair experience.

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