U.S. Business Credit & Funding Specialist

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: TYPE OF WORK

Full Time

: SALARY

$900 - $1,300/month

: HOURS PER WEEK

40

: DATE UPDATED

Aug 15, 2026

JOB OVERVIEW

POSITION OVERVIEW

We are seeking an experienced U.S. Business Credit & Funding Specialist to assist management with developing legitimate business-credit profiles, researching financing opportunities, preparing financing documentation and maintaining funding readiness for U.S. businesses.

This is not a consumer credit-repair position. We want someone who understands legitimate U.S. business credit, commercial lending and underwriting.

Experience with trucking, transportation, equipment financing or commercial vehicle financing is highly desirable.

Location: Philippines - Remote
Employment: Full-time preferred
Compensation: $900 - $1,300 per month, depending on experience and demonstrated skill.

RESPONSIBILITIES

- Review and monitor business credit profiles.
- Research commercial financing opportunities.
- Help maintain accurate and strong business-credit profiles.
- Monitor D&B, Experian Business and Equifax Business information when applicable.
- Research business credit cards and commercial lines of credit.
- Assist with equipment and commercial vehicle financing.
- Organize lender-required documentation.
- Maintain a funding/application pipeline.
- Track applications, approvals, inquiries and lender requirements.
- Research lender underwriting criteria.
- Evaluate whether companies are funding-ready before applications are submitted.
- Assist with SBA/commercial lending documentation when appropriate.
- Review UCC filing information when relevant.
- Maintain accurate spreadsheets and CRM records.
- Coordinate with accounting staff to ensure financial documentation is lender-ready.

REQUIRED QUALIFICATIONS

- Experience with U.S. business credit, commercial lending, business funding, loan processing, underwriting support or a closely related field.
- Understanding of U.S. business credit reports.
- Understanding of commercial lending and lender qualification criteria.
- Strong research and analytical skills.
- Strong Excel/Google Sheets skills.
- Excellent English communication.
- High ethical standards.
- Ability to handle confidential financial information appropriately.

PREFERRED

- Equipment-finance experience.
- Commercial vehicle or trucking-finance experience.
- SBA loan preparation experience.
- Business LOC and business credit-card experience.
- Experience with D&B, Experian Business and Equifax Business.
- Experience working with U.S. lenders or financing companies.

COMPLIANCE REQUIREMENTS

We are interested only in legitimate business-credit and funding practices.

Candidates must not use or recommend:

- CPNs or synthetic identities.
- False financial information.
- False revenue or income representations.
- Fraudulent documentation.
- Misleading lender applications.
- Unauthorized credit applications.
- Any strategy intended to deceive lenders or credit bureaus.

The specialist may research opportunities and prepare applications, but management retains final authorization before any credit or financing application is submitted.

SCREENING QUESTIONS - PLEASE ANSWER ALL OF THE FOLLOWING IN YOUR APPLICATION

1. How many years have you worked with U.S. business credit or commercial financing?
2. What types of U.S. business financing have you personally worked with?
3. Which business credit bureaus/platforms have you used?
4. What factors do you examine before determining whether a business is funding-ready?
5. Describe your experience with business credit cards and lines of credit.
6. Describe your equipment-financing experience.
7. Have you worked with trucking or commercial vehicle financing?
8. What experience do you have with lender underwriting requirements?
9. Describe a business-funding situation you worked on and your role in it.
10. Begin your application with "FUNDING READY" so we know you read the entire posting.

HIRING PROCESS

Finalists may be given a paid hypothetical business-credit/funding case study to demonstrate their knowledge.

SKILL REQUIREMENT

Financial Analysis Research Loan Processing

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U.S. Business Credit & Funding Specialist

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

SALARY

HOURS PER WEEK

DATE UPDATED

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