BrokerVA

US Mortgage Closing Specialist (Closer)

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: TYPE OF WORK

Full Time

: SALARY

$900-$1000/month

: HOURS PER WEEK

40

: DATE UPDATED

Jul 23, 2026

JOB OVERVIEW

We are seeking an experienced Mortgage Closer to join our growing team. The ideal candidate will have hands-on experience managing the closing process for residential mortgage loans on the broker or non-delegated lending side. This role requires strong attention to detail, the ability to manage multiple files simultaneously, and a solid understanding of mortgage closing requirements and timelines.

Key Responsibilities:
- Review loan files to ensure all underwriting conditions have been satisfied prior to closing.
- Coordinate with loan officers, processors, title companies, escrow officers, attorneys, and lenders to facilitate timely closings.
- Prepare and review Closing Disclosures (CDs) for accuracy and compliance.
- Balance fees and closing figures with title and settlement agents.
- Review loan documents (such as Appraisal, VOE, Title, HOI, invoices, etc.) prior to closing and ensure all required documentation is complete.
- Communicate funding requirements and closing instructions to all parties involved.
- Track closing timelines and proactively resolve issues that may delay closing.
- Ensure compliance with investor, lender, and regulatory requirements.
- Maintain accurate loan records and update loan status within the Loan Origination System (LOS).

Qualifications:
Required:
- Minimum of 1 year of recent hands-on experience as a Mortgage Closer in a U.S. mortgage environment.
- Experience working with Broker and/or Non-Delegated Lending mortgage files.
- Strong understanding of the mortgage closing process from clear-to-close through funding.
- Experience reviewing and balancing Closing Disclosures.
- Familiarity with Conventional, FHA, VA, and other residential loan products.
- Excellent communication and organizational skills.
- Ability to manage multiple files while meeting deadlines.
- Proficiency in mortgage systems such as Encompass, LendingPad, Arive, or similar LOS platforms.

Preferred:
- Expert in CDs and fees
- Knowledge of TRID and mortgage compliance requirements.

Benefits:
- Permanent Work-From-Home Setup
- HMO Coverage (Employee + 2 Dependents)
- 13th Month Pay
- Paid Time Off (PTO)
- Philippine Holiday Premium Pay
- Annual Performance Bonus
- Company Team Gatherings and Events
- Supportive and Collaborative Team Environment

SKILL REQUIREMENT

Mortgages

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BrokerVA

US Mortgage Closing Specialist (Closer)

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

SALARY

HOURS PER WEEK

DATE UPDATED

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