MERCHANT ONBOARDING SPECIALIST — MIDs, APPLICATIONS & UNDERWRITING

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TYPE OF WORK

Any

WAGE / SALARY

1500

HOURS PER WEEK

TBD

DATE UPDATED

May 28, 2026

JOB OVERVIEW

We need someone who already knows the merchant onboarding world: MID applications, bank submissions, and underwriting. This is NOT a learn-as-you-go role.


WHAT YOU'LL DO

- Submit and track MID applications with banks/processors
- Coordinate underwriting (gather docs, respond to requirements, push approvals through)
- Configure gateways (NMI, Inovio) and bank portals
- Monitor reserves, review VAR sheets, MCC codes, processing statements
- Coordinate with chargeback companies on newly boarded merchants
- Ongoing MID maintenance and merchant support


MUST HAVE

- 2+ years in merchant onboarding / payment processing
- Strong experience with MID applications, bank submissions, and the underwriting process
- Submitted applications to at least 3 of: Paysafe, Esquire, EMS, Vantiv, Merrick, Humboldt, Synovus, MerchantX
- NMI Gateway + bank portals experience
- Solid grasp of MID, ---------- MCC, VAR sheets, processing statements
- Excellent written English


NICE TO HAVE (PLUS)

- Hands-on experience with at least one CRM: Konnektive, ---------- , or CheckoutChamp
- High-risk verticals (nutra, CBD, subscription)
- Chargeback mitigation experience


HOW TO APPLY

Start your message with the word "BOARDED" and answer these 3 questions:

1. Which processors have you personally submitted MID applications to? (list them + rough number of MIDs)
2. Walk me through one underwriting issue you resolved — what was the problem, and what did you do?
3. Your expected monthly rate (USD) + your time zone

>> No code word = no review. Generic copy-paste = no review.

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