Full Time
up to Php 60,000 /month
40
May 6, 2026
Salary range: up to Php 60,000 /month (The final amount will be at the the client discretion basing on the candidate’s skills and experience.)
Working Hours: Mondays to Fridays 10am-7pm AEST
Work set-up: 100% Remote work (Independent Contractor)
Holidays: AU Holidays
Key Responsibilities & Tasks
• Specialized Loan Processing: Manage end-to-end residential refinance applications specifically for clients with "bad credit" or complex financial histories.
• Phased Document Collection: Implement a step-by-step document collection process to avoid overwhelming clients (e.g., initial requests limited to payslips, home loan statements, and ID before moving to full compliance).
• Deep Financial Analysis: Review bank statements with a "fine-tooth comb" to identify red flags, undisclosed debts, or payday lenders not appearing on standard credit reports.
• Credit Report Evaluation: Order and analyze credit reports (Equifax) to identify defaults, late payments, and existing liabilities.
• Servicing & Solutions: Perform rough servicing and capacity calculations to ensure the proposed refinance significantly reduces the client's monthly repayments (targeting reductions between $500 and $5,000).
• Compliance Management: Prepare and send compliance packs, including privacy and credit consents, for digital signature.
• Application Monitoring: Track file status via internal CRM and spreadsheets, ensuring consistent follow-up with clients every two days regarding outstanding documents.
• Lender Liaison: Monitor applications through lender portals and manage "Requests for Information" (RFIs) to secure formal approval and settlement.
• Process Optimization: Proactively update internal knowledge sheets and trackers to stay current on evolving lender policies.
• Administrative Support: Assist with minor marketing tasks, such as updating social media graphics or templates using basic design tools.
Workflow & Culture
• Volume: Handling approximately 5–10 active applications at various stages simultaneously.
• Collaboration: Frequent internal video check-ins to discuss complex files that cannot be resolved via
• Pace: While the internal process is efficient, the interaction with the client is intentionally "slow-paced" to ensure they feel supported and not pressured.
Requirements
Required Qualifications & Skills
• Experience: Proven experience in Australian mortgage broking support and loan processing.
• Analytical Skills: Strong ability to interpret complex credit files and conduct thorough bank statement audits.
• Software Proficiency: Experience with mortgage CRM systems, Google Workspace, and Canva.
• AI Integration: Openness to integrating AI tools into daily workflows to increase efficiency.
• Communication: High English proficiency for
• Temperament: High level of empathy for vulnerable clients and the ability to remain calm in a detail-oriented environment.