Credit repair specialist

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TYPE OF WORK

Part Time

SALARY

3.90 per hour

HOURS PER WEEK

10

DATE UPDATED

Apr 17, 2026

JOB OVERVIEW

Position: Credit Repair Virtual Assistant (Remote)

Overview:
We are seeking an experienced and detail-oriented Virtual Assistant to manage and execute credit repair services for clients. The ideal candidate must have hands-on experience with dispute processing, credit analysis, and compliance with consumer protection laws.

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Required Skills & Experience:

- Proven experience in credit repair services
- Strong understanding of:
- Fair Credit Reporting Act (FCRA)
- Consumer Financial Protection Bureau (CFPB complaint process)
- Experience using:
- DisputeFox (credit dispute automation software)
- CFPB portal (filing consumer complaints)
- Credit verification & dispute methods (Metro 2, validation, etc.)

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Key Responsibilities:

- Review and analyze client credit reports (all 3 bureaus)
- Identify:
- Negative accounts
- Inquiries
- Charge-offs
- Collections
- Create and send dispute letters using DisputeFox
- File complaints through the CFPB when necessary
- Use proper dispute strategies (factual, validation, method of verification, etc.)
- Track progress and update client files
- Ensure all work is compliant with credit laws and ethical standards
- Maintain organized records of disputes, responses, and results

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What You Must Know How To Do:

- Remove or challenge:
- Hard inquiries
- Late payments
- Collections
- Charge-offs
- Understand when to escalate using the CFPB
- Use dispute templates correctly (not random or illegal tactics)
- Read and interpret credit reports accurately
- Communicate professionally with clients if needed

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Bonus Skills (Preferred but not required):

- Experience with credit monitoring tools (SmartCredit, IdentityIQ, etc.)
- Knowledge of business credit
- Experience handling high-volume client files

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Important:

This position requires ethical and legal credit repair practices only. No illegal or misleading dispute tactics will be accepted.

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To Apply, Include:

- Your experience with DisputeFox
- Examples of results (accounts removed, score increases, etc.)
- Tools/software you’ve used
- Availability and turnaround time per client file

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