Credit Repair Specialist

Please login or register as jobseeker to apply for this job.

TYPE OF WORK

Part Time

SALARY

$

HOURS PER WEEK

20

DATE UPDATED

Apr 7, 2026

JOB OVERVIEW

Job Overview

???? PART-TIME CREDIT REPAIR SPECIALIST (ADVANCED – BACKEND + CLIENT MANAGEMENT)

We are seeking a highly experienced Credit Repair Specialist to support both front-end and back-end credit repair operations for a growing U.S.-based financial services firm.

This is a part-time, long-term position for a professional who understands credit repair at a deep level, follows compliance standards, and demonstrates consistent reliability.

?? This is NOT an entry-level role. Applicants must demonstrate verifiable experience and results in the credit repair industry.

WORK SCHEDULE
Part-time: Approximately 20 hours per week
Monday–Friday
U.S. Central Standard Time (CST)
Must be available and responsive during assigned CST business hours
CORE RESPONSIBILITIES
Credit Analysis & File Management
Review and analyze credit reports from major monitoring platforms (IdentityIQ, SmartCredit, MyFICO, etc.)
Maintain accurate client records, notes, and timelines
Ensure all client documentation is complete and organized
Dispute Execution (ALL METHODS REQUIRED)
Factual disputes
Metro 2 compliance disputes
Bureau online and outbound disputes
Structured, compliant dispute strategies
Multi-round dispute execution and tracking
Advanced Backend Operations (REQUIRED)
Handle secondary bureaus (LexisNexis, SageStream, Innovis, etc.)
Perform security freezes and data suppression where appropriate
Execute escalation strategies (CFPB, FTC, BBB, Attorney General complaints)
Understand dispute sequencing and timing
Client Communication & Account Management (REQUIRED)
Manage all client communication within Credit Repair Cloud (CRC)
Follow up with clients for missing documents and required updates
Maintain consistent communication to prevent delays
Provide professional updates on account status
Prepare and send monthly client progress reports independently
Document all communication and activity within the CRM
Negative Item Handling

Experience required with:

Late payments
Collections
Charge-offs
Bankruptcies (Ch. 7, 11, 13)
Repossessions
Tax liens
Foreclosures
Student loans
Child support
Hard inquiries
Compliance & Data Protection
Follow FCRA, FACTA, and applicable consumer protection regulations
Maintain proper documentation for all disputes
Protect client data and confidentiality at all times
No shortcuts — compliance is mandatory
REQUIRED EXPERIENCE & SKILLS
Proven experience as a Credit Repair Specialist
Strong understanding of dispute strategies and compliance
Experience with Metro 2 guidelines
Ability to analyze credit reports independently
Excellent written English communication
Strong attention to detail and organization
High reliability and accountability
REQUIRED TOOLS EXPERIENCE
Go High Level (GHL)
Credit Repair Cloud (CRC)
Microsoft Excel
Google Docs & Sheets
Calendly
Adobe / PDF tools
Outlook / Microsoft tools

(Experience with RingCentral, Dialpad, PayPal, Wise, etc. is a plus)

IMPORTANT EXPECTATIONS
This is a long-term, part-time role
Exclusive engagement required (no outside credit repair work)
Must maintain consistent communication during working hours
Must be reliable, responsive, and professional
All work must follow compliance standards
You are responsible for managing assigned client accounts
ADVANCED EXPERIENCE (STRONG ADVANTAGE)
3B Sweep dispute method
Advanced Metro 2 application
Secondary bureau suppression strategies
CFPB / FTC escalation workflows
Multi-round dispute sequencing
?? REQUIRED SCREENING QUESTIONS (DO NOT SKIP)
Explain your full process for a 3B Sweep (Round 1–3)
When do you use Metro 2 vs factual disputes vs escalation?
How do you handle secondary bureaus and freezes (LexisNexis, etc.)?
What tools have you used, and how many client files do you handle weekly?
Describe your dispute strategy for a file with collections, charge-offs, and late payments
TO APPLY

Please include:

A brief summary of your credit repair experience
The dispute methods you are most experienced with
The software/tools you have used
Confirmation you can work CST hours
Your internet speed and backup power availability

???? IMPORTANT: To confirm you have read this posting fully, include the word “COMPLIANCE” at the beginning of your application.

???? Final Note

This is a serious role for professionals who understand credit repair beyond basic disputes. If you are experienced, reliable, and detail-oriented, we encourage you to apply.

SKILL REQUIREMENT
VIEW OTHER JOB POSTS FROM:
SHARE THIS POST
facebook linkedin
  BENCHMARKS  
Loading Time: Base Classes  0.0011
Controller Execution Time ( Jobseekers / Job )  0.0164
Total Execution Time  0.0183
  GET DATA  
No GET data exists
  MEMORY USAGE  
1,512,888 bytes
  POST DATA  
No POST data exists
  URI STRING  
jobseekers/job/Credit-Repair-Specialist-1539081
  CLASS/METHOD  
jobseekers/job
  DATABASE:  onlinejobs (Jobseekers:$db)   QUERIES: 13 (0.0095 seconds)  (Hide)
0.0018   SELECT *
                                
FROM exrates
                                WHERE rate_name 
'USD-PHP' 
0.0004   SELECT *
FROM `employer_jobs`
WHERE `job_id` = 1539081
 LIMIT 1 
0.0009   SELECT *
FROM `employers`
WHERE `employer_id` = 397974
 LIMIT 1 
0.0009   SELECT COUNT(*) AS `numrows`
FROM `t_thread` `t`
LEFT JOIN `t_thread_misc` `miscON `t`.`id` = `misc`.`thread_id`
WHERE `t`.`job_id` = 1539081
AND `misc`.`idIS NULL 
0.0005   SELECT e.business_namee.logoe.websitee.rebill_datee.date_added member_datehitsDATEDIFF('2026-04-18',ej.date_added) duration_daysDATEDIFF('2026-04-18',e.rebill_date) duration_rebillej.*, e.deactivate FROM employers eemployer_jobs ej WHERE e.employer_id ej.employer_id AND
                                   ((
e.user_level >= '500' AND ej.date_added <= e.rebill_date)
                                   OR 
e.employer_id '' OR (ej.date_approved <> '2000-01-01' and DATEDIFF('2026-04-18',ej.date_added) <= 14 ))
                                   AND 
e.deactivate != AND ej.deleted AND job_id '1539081' 
0.0003   SELECT *
FROM `employer_jobs_skills` `ejs`
LEFT JOIN `skills_categories` `scON `ejs`.`skill_id` = `sc`.`id`
WHERE `job_id` = 1539081 
0.0012   UPDATE employer_jobs SET hit_counts '***Dec-21-2025=67***Dec-22-2025=155***Dec-23-2025=45***Dec-24-2025=7***Dec-25-2025=15***Dec-26-2025=14***Dec-27-2025=9***Dec-28-2025=7***Dec-29-2025=18***Dec-30-2025=11***Dec-31-2025=5***Jan-01-2026=6***Jan-02-2026=6***Jan-03-2026=6***Jan-04-2026=5***Jan-05-2026=7***Jan-06-2026=5***Jan-07-2026=12***Jan-08-2026=5***Jan-09-2026=4***Jan-11-2026=1***Jan-12-2026=6***Jan-13-2026=2***Jan-14-2026=1***Jan-15-2026=3***Jan-17-2026=1***Jan-18-2026=2***Jan-19-2026=2***Jan-20-2026=2***Jan-22-2026=1***Jan-23-2026=4***Jan-26-2026=1***Jan-27-2026=1***Jan-28-2026=2***Jan-29-2026=1***Jan-30-2026=2***Feb-01-2026=1***Feb-02-2026=1***Feb-03-2026=3***Feb-06-2026=1***Feb-07-2026=2***Feb-08-2026=1***Feb-09-2026=1***Feb-11-2026=1***Feb-12-2026=2***Feb-15-2026=1***Feb-18-2026=1***Feb-19-2026=1***Feb-22-2026=1***Feb-26-2026=3***Mar-01-2026=1***Mar-04-2026=1***Mar-16-2026=2***Mar-22-2026=1***Apr-07-2026=410***Apr-08-2026=107***Apr-09-2026=40***Apr-10-2026=19***Apr-11-2026=15***Apr-18-2026=1' WHERE job_id'1539081'  
0.0006   UPDATE employer_jobs SET monthly_hits '***Dec-2025=353***Jan-2026=88***Feb-2026=20***Mar-2026=5***Apr-2026=592' WHERE job_id'1539081'  
0.0009   SELECT date_sent FROM jobseeker_sent_emails WHERE jobseeker_id '' AND job_id '1539081' AND status LIKE 'sent%' ORDER BY id DESC  
0.0003   SELECT *
FROM `employer_jobs_skills` `ejs`
LEFT JOIN `skills_categories` `scON `ejs`.`skill_id` = `sc`.`id`
WHERE `job_id` = 1539081 
0.0012   SELECT COUNT(*) AS `numrows`
FROM `employer_jobs`
WHERE `employer_id` = '397974'
AND `date_added` >= '2022-06-08' 
0.0003   select from teasers 
0.0002   SELECT FROM skill_categories WHERE skill_cat_id='' 
  HTTP HEADERS  (Show)
  SESSION DATA  (Show)
  CONFIG VARIABLES  (Show)