Commercial Real Estate Loan Processor - Remote

Joseph Capital Network | High-Growth Commercial Finance Company
About Joseph Capital Network
Joseph Capital Network (JCN) is a rapidly scaling commercial real estate finance company specializing in creative financing solutions for real estate investors nationwide. We focus on speed, flexibility, and exceptional client service in the $500K-$25M loan range. With our growing sales team and expanding lender network, we're positioned for explosive growth in 2025.
The Opportunity
We're seeking a detail-oriented and experienced Loan Processor to join our team during an exciting growth phase. You'll be the critical link between our high-performing sales team and our extensive network of institutional capital partners, ensuring smooth and efficient loan closings.
This is a ground-floor opportunity to establish and optimize our processing operations while working directly with company leadership. The right candidate will grow with us as we scale from our current volume to $10M+ monthly funding targets.
What You'll Do
Primary Responsibilities (Day-to-Day)
Deal Pipeline Management (40% of time)

Process loan applications from our 6-person SDR team generating 20+ applications weekly
Manage multiple deal types: bridge loans, DSCR rental loans, fix-and-flip financing, and multi-family projects
Maintain real-time pipeline updates in our proprietary CRM system
Track deals from application through funding

Document Collection & Organization (30% of time)

Gather comprehensive loan packages within 24-48 hours of application
Collect standard documents: Personal Financial Statements, tax returns, bank statements, rent rolls, insurance docs, entity docs
Organize complex commercial packages including business financials, construction budgets, and development plans
Create organized digital folders for seamless lender submission
Chase missing items and satisfy lender conditions efficiently

Lender Relations & Communication (20% of time)

Submit complete packages to our network of 15+ institutional lenders
Communicate terms, conditions, and requirements between all parties
Manage competitive bidding processes to secure best rates
Track lender turnaround times and performance metrics

Borrower Support (10% of time)

Explain financing terms, fees, and closing requirements clearly
Calculate and communicate all-in closing costs
Guide borrowers through underwriting questions
Maintain professional, supportive communication throughout the process

What You Bring
Required Qualifications

2+ years loan processing experience (commercial real estate strongly preferred)
Proven track record managing 15-20 simultaneous transactions
Deep understanding of bridge loans, hard money, DSCR, and investment property financing
Exceptional written communication skills for professional correspondence
Detail-oriented mindset with zero tolerance for errors
Tech-savvy with Google Workspace, CRM systems, and document management
Available during US EST business hours (8:00 AM - 5:30 PM)
Reliable high-speed internet and quiet home office setup

Preferred Qualifications

Experience with loan origination systems and real estate technology platforms
Knowledge of US commercial real estate markets and regulations
Previous remote work experience with US financial services companies
Understanding of underwriting principles (LTV, DSCR, debt service coverage)
Bilingual capabilities (Spanish a plus)
Our Ideal Candidate
You're not just looking for a job – you're looking for a career with a growing company. You thrive in fast-paced environments, take pride in flawless execution, and understand that your attention to detail directly impacts our clients' success. You're comfortable working independently while being part of a remote team, and you're excited about the opportunity to help build something significant.
How to Apply
Please submit the following:

Your resume highlighting relevant loan processing experience
A cover letter explaining why you're perfect for THIS role (not generic)
Answers to these screening questions:

Describe your experience with commercial real estate loans
What's your current/desired hourly rate?
What hours (in EST) are you available to work?
Describe a time you managed multiple urgent deadlines successfully
What's the largest loan amount you've processed?


Complete this brief assessment:

Calculate: Property generates $4,000 monthly rent with $1,000 expenses. Proposed loan payment is $2,500. What's the DSCR?
List 5 documents you'd need for a $1M commercial property refinance
Write a professional email requesting missing bank statements from a borrower (100 words max)

Application Deadline: Rolling basis - we're looking to hire immediately
Start Date: ASAP (within 2 weeks of offer)
Important Notes

No agencies or recruiters please
Must have own computer and reliable internet
Background check required upon offer
This is a 1099 contractor position initially, with potential for W2 conversion


Joseph Capital Network is committed to creating a diverse and inclusive workplace. We evaluate qualified applicants without regard to race, color, religion, gender, age, or nationality.
Apply Now: Send your complete application to ---------- with subject line: "Loan Processor - [Your Name]"

"Join us in revolutionizing commercial real estate finance. Your attention to detail and processing expertise will directly contribute to funding millions in real estate investments and changing investors' lives."