Current Employment Status:
Hired Full Time on May 3, 2024
Hired Part Time on May 3, 2024
Hired Part Time on Feb 16, 2026

Rose

Senior Credit Repair |Dispute Resolution Specialist | Credit Consultant | CFPB,

With Timeproof

mark as hired

Overview

Looking for full-time work (8 hours/day)

at $8.85/hour ($1,728.00/month)

Bachelors degree

Last Active

August 25th, 2026 (11 days ago)

Member Since

July 4th, 2016

Profile Description

With over 7 years of experience in the U.S. credit repair industry, I Helping U.S. credit repair companies scale through compliant, strategic, and results-driven dispute processing.

I’m Rose, a highly experienced Dispute Manager and Credit Repair Specialist, I specialize in managing the complete dispute lifecycle, from credit report analysis and dispute strategy to regulatory complaint filing and workflow optimization.

My expertise extends beyond traditional dispute processing. I develop customized, compliance-driven dispute strategies using factual disputes, Metro 2 compliance, consumer law, and advanced dispute methodologies not generic templates. I have extensive working knowledge of the FCRA, FDCPA, CROA, FACTA, and other applicable consumer protection laws that govern the credit repair industry.

Throughout my career, I’ve successfully managed thousands of client files, including complex cases involving bankruptcies, identity theft, inaccurate reporting, and secondary bureau disputes. My experience has allowed me to build efficient SOPs, streamline dispute workflows, and consistently deliver high-quality results while maintaining strict compliance standards.

Why Work With Me?

I don’t simply process disputes I help businesses improve their operations. I can quickly integrate into your existing workflow, optimize dispute processes, develop efficient SOPs, and manage high-volume workloads with minimal supervision.

My focus is accuracy, compliance, efficiency, and long-term client success. Whether you’re launching a new credit repair company or expanding an established business, I bring the experience, professionalism, and strategic thinking needed to become a valuable member of your team.

If you’re looking for a dependable, proactive, and results-driven Credit Repair Specialist who can contribute from day one, I’d love the opportunity to help grow your business.

Areas of Expertise

Managed 1000+ Active Clients
Credit Report Analysis (Experian, Equifax & TransUnion)
Advanced Credit Dispute Processing
Complete Secondary Bureau Freeze Strategy
CFPB Complaint Filing
FTC Identity Theft Complaint Filing
Better Business Bureau (BBB) Complaints
Attorney General (ATG) Complaints
Metro 2 Compliance
Bankruptcy Disputes & Proven Deletion Strategies
Identity Theft Documentation
Consumer Law-Based Dispute Strategies
SOP Development & Workflow Optimization
Quality Assurance & Case Auditing
Client Progress Tracking & Updates

Credit Repair CRM & Software

Disputefox
Credit Repair Cloud
Credit Dispute Manger
Dispute Panda

LettersStream
LOB
Postal Method
HumbleFax

CRM , Communication & Project Management

GoHighLevel
Keep
Slack
DropBox
Google Workspace

Top Skills

Coaching » Credit Repair

Experience: 5 - 10 years

I have extensive process starting from a-z freezing all sub bureau’s, FTC, CFPB,BBB,ATG successful result of deleting BANKRUPTCY,STUDENT LOAN, INQUIRIES, Derogatory, Collections, Updating the Late payment to Current request as Positive

Office and Administration » Admin Data Processing

Experience: 5 - 10 years

Keep the client update from the process, sending updates of successful deletion results, following up client incomplete documentation,

Coaching » Credit Repair » Risk Assessment

Experience: Less than 6 months

Other Skills

Customer Support » Sales Support » Credit Repair

Experience: Less than 6 months

Coaching » Credit Repair » Risk Analysis

Experience: Less than 6 months

Basic Information

Age: 35

Gender: Female

Website: Sign Up with Pro Account to View

Address: Santa Maria, Bulacan

Tests Taken: IQ
Score: 125

Government ID: Sign Up with Pro Account to View

“"The process with OnlineJobs.ph was unbelieveably easy and simple. ..It's literally been game changing for me and for my life."”

Mike Killen

SEE MORE REAL RESULTS

“My life has gotten so much better. It changed my life, and I know it can change yours”

- Lukas Rohler

see more real results

BENCHMARKS

Loading Time: Base Classes	0.0012
Controller Execution Time ( Jobseekers / Info )	0.0885
Total Execution Time	0.0911

GET DATA

No GET data exists

MEMORY USAGE

1,623,856 bytes

POST DATA

No POST data exists

URI STRING

jobseekers/info/315085

CLASS/METHOD

jobseekers/info

DATABASE: onlinejobs (Jobseekers:$db) QUERIES: 29 (0.0467 seconds) (Show)

0.0004	`SELECT * FROM exrates WHERE rate_name = 'USD-PHP'`
0.0020	SELECT * FROM `jobseekers` WHERE `jobseeker_id` = '315085' LIMIT 1
0.0054	SELECT * FROM `jobseeker_meta` WHERE `jobseeker_id` = '315085'
0.0017	SELECT `j`., `jj`. FROM `jobseekers` `j` INNER JOIN `jobseekers_jobdata` `jj` ON `j`.`jobseeker_id` = `jj`.`jobseeker_id` WHERE `j`.`jobseeker_id` = '315085'
0.0003	SELECT * FROM `jobseekers_trust` WHERE `jobseeker_id` IS NULL
0.0005	SELECT * FROM `jobseekers` WHERE `jobseeker_id` = '315085' AND `is_private` = 1
0.0050	`SELECT * FROM employment WHERE jobseeker_id = '315085' AND hired > -1`
0.0053	`SELECT employers.contact_name, ec.employer_id, ec.jobseekers_id, ec.is_jobseeker_reply, ec.employer_date, ec.employer_comment, ec.lastmodified FROM employers LEFT JOIN employer_comment ec on employers.employer_id = ec.employer_id WHERE ec.jobseekers_id = '315085' AND employers.deactivate = 0 ORDER BY employer_comment_id DESC`
0.0006	`SELECT * FROM skill_categories ORDER BY cat_order ASC`
0.0011	`SELECT * FROM skill_subcategories ORDER BY subcategory ASC`
0.0004	`SELECT * FROM jobseekers_jobdata WHERE jobseeker_id = 315085 LIMIT 1`
0.0023	`SELECT * FROM jobseekers_skills WHERE jobseeker_id = 315085 LIMIT 1`
0.0011	`SELECT * FROM jobseekers j, jobseekers_jobdata jj,jobseekers_skills js WHERE j.jobseeker_id = '315085' AND j.jobseeker_id = jj.jobseeker_id AND jj.jobseeker_id = js.jobseeker_id`
0.0016	`SELECT *, DATEDIFF('2026-09-05',rebill_date) duration_rebill FROM employers WHERE employer_id = '674420,683368,560425'`
0.0005	`SELECT * FROM employer_comment WHERE employer_id = ''`
0.0022	SELECT `facebook`, `manual_fb_score` FROM `jobseekers_trust` WHERE `jobseeker_id` = '315085'
0.0037	SELECT * FROM `skills_categories` WHERE `is_approved` = 1 ORDER BY `name`
0.0031	SELECT `jsct`., `jsct`.`id` as `jsct_id`, `sct`. FROM `jobseekers_skills_categories` `jsct` LEFT JOIN `skills_categories` `sct` ON `sct`.`id` = `jsct`.`skill_category_id` WHERE `sct`.`is_approved` = 1 AND `jsct`.`jobseeker_id` = '315085' ORDER BY `jsct`.`rate` DESC
0.0006	SELECT * FROM `jobseekers_trust` WHERE `jobseeker_id` = '315085'
0.0004	`SELECT user_level, rebill_date, jobseekers_seen, jobseekers_seen_override from employers WHERE employer_id = ''`
0.0007	SELECT * FROM `testimonial_videos` WHERE `placement` = 1 OR `placement` = 0 ORDER BY RAND()
0.0007	SELECT * FROM `testimonial_videos` WHERE `placement` = 2 OR `placement` = 0 ORDER BY RAND()
0.0014	`select * from teasers`
0.0023	SELECT * FROM `employers` WHERE `employer_id` IS NULL LIMIT 1
0.0006	`SELECT user_level, rebill_date, jobseekers_seen, jobseekers_seen_override from employers WHERE employer_id = ''`
0.0010	SELECT * FROM `employers` WHERE `employer_id` IS NULL LIMIT 1
0.0005	`SELECT user_level, rebill_date, jobseekers_seen, jobseekers_seen_override from employers WHERE employer_id = ''`
0.0009	`SELECT user_level, rebill_date, jobseekers_seen, jobseekers_seen_override from employers WHERE employer_id = ''`
0.0004	`SELECT * FROM notes WHERE employer_id = '0'`

HTTP HEADERS (Show)

SESSION DATA (Show)

__ci_last_regenerate	1788581714
last_page	https://v1.stage.onlinejobs.ph/jobseekers/info/315085
csrf-token	acf179a2e08db1074fe57429ae4dabe1

CONFIG VARIABLES (Show)

base_url	https://v1.stage.onlinejobs.ph
log_threshold	2
enable_profiler
index_page
uri_protocol	PATH_INFO
url_suffix
language	english
charset	UTF-8
enable_hooks	1
subclass_prefix	MY_
composer_autoload	vendor/autoload.php
permitted_uri_chars	a-z 0-9~%.:_\=\-\+\@?\&
enable_query_strings
controller_trigger	c
function_trigger	m
directory_trigger	d
allow_get_array	1
log_path
log_file_extension
log_file_permissions	420
log_date_format	Y-m-d H:i:s
error_views_path
cache_path
cache_query_string
encryption_key	OdBUArjiWg9I7u7bvAwQ7Fu35VB1kzga
sess_driver	files
sess_cookie_name	ci_session
sess_expiration	2678400
sess_save_path
sess_match_ip
sess_time_to_update	300
sess_regenerate_destroy
cookie_prefix
cookie_domain
cookie_path	/
cookie_secure
cookie_httponly
standardize_newlines
global_xss_filtering	1
csrf_protection
csrf_token_name	csrf_test_name
csrf_cookie_name	csrf_cookie_name
csrf_expire	7200
csrf_regenerate	1
csrf_exclude_uris	Array ( )
compress_output
time_reference	local
rewrite_short_tags
proxy_ips
ojadmin	JpjZkQN5A8l@^L
salt	+UFjSAT49tPZLtmU2CIG2FYN7pRhgsWyLHgSyQa6k3I=
queue_enabled
twilio	Array ( [sid] => AC00c0594045c6eef9407e8fff01f3d467 [token] => f0bfc0b73444a077894a43f5f75e6d41 [length] => 6 [from] => +639221200200 [code_expiry_seconds] => 14400 )
maintenance	Array ( [admin] => Array ( [verification] => ) [announcement_bar] => Array ( [show_slow_issue_message] => ) )
trustpilot	Array ( [to_email] => onlinejobs.ph+3d844ebf71@invite.trustpilot.com )
services	Array ( [google_tag_manager] => Array ( [id] => GTM-T5CQMS6P ) [chatgpt] => Array ( [secret] => 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 ) [claude] => Array ( [secret] => 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 ) )
v2_url	https://v2.onlinejobs.ph
replacemyself_secret_key	Kk1WpgTMkc4wBQOqC5rqCssdLhACKrsJeTtO1ywUkT4=
app	Array ( [app] => Array ( [command] => Array ( [map] => Array ( [OnlineJobs\Mailer\Command\SendEmailCommand] => OnlineJobs\Mailer\Handler\SendEmailHandler [OnlineJobs\Mail\Command\SendEmailCommand] => OnlineJobs\Mail\Handler\SendEmailHandler [OnlineJobs\Mail\Command\QueueEmailPendingCommand] => OnlineJobs\Mail\Handler\QueueEmailPendingHandler [OnlineJobs\Mail\Command\QueueJobEmailPendingCommand] => OnlineJobs\Mail\Handler\QueueJobEmailPendingHandler [OnlineJobs\Mail\Command\QueueUnapprovedEmailCommand] => OnlineJobs\Mail\Handler\QueueUnapprovedEmailHandler [OnlineJobs\Mail\Command\ProcessEmailQueueCommand] => OnlineJobs\Mail\Handler\ProcessEmailQueueHandler [OnlineJobs\Mail\Command\PutJobseekerEmailOnHoldCommand] => OnlineJobs\Mail\Handler\PutJobseekerEmailOnHoldHandler [OnlineJobs\Purchase\Command\RealEstateVaCourseCommand] => OnlineJobs\Purchase\Handler\RealEstateVaCourseHandler [OnlineJobs\Test\Command\HelloCommand] => OnlineJobs\Test\Handler\HelloHandler ) [middleware] => Array ( ) ) [providers] => Array ( [0] => OnlineJobs\Bus\BusServiceProvider [1] => OnlineJobs\Database\DbServiceProvider [2] => OnlineJobs\Mailer\MailerServiceProvider [3] => OnlineJobs\Support\SupportServiceProvider [4] => OnlineJobs\Employer\ServiceProvider [5] => OnlineJobs\Jobseeker\ServiceProvider [6] => OnlineJobs\Mail\ServiceProvider [7] => OnlineJobs\Postal\ServiceProvider [8] => OnlineJobs\Queue\ServiceProvider [9] => OnlineJobs\Courier\ServiceProvider [10] => OnlineJobs\Job\ServiceProvider [11] => OnlineJobs\Purchase\ServiceProvider ) ) )
meta	Array ( [facebook] => Array ( [input] => 1 [connect] => 2 [timezone] => 3 [url] => 30 [id] => 31 [photo] => 32 [name] => 33 [email] => 34 [review] => 35 ) [trust] => Array ( [government_id] => 4 [utility_bill] => 5 [selfie_photo] => 6 [profile_picture] => 7 [phone_number] => 8 [facebook] => 9 ) [verify] => Array ( [profile_picture] => 10 [government_id] => 11 [selfie_photo] => 12 [utility_bill] => 13 [address] => 14 [name] => 15 [reviewed] => 16 [government_group] => 28 [address_group] => 29 [mobile] => 38 ) [address] => Array ( [complete] => 17 [room_unit_no] => 20 [house_no] => 21 [street] => 22 [subdivision] => 23 [barangay] => 24 [city] => 25 [province] => 26 [postcode] => 27 ) [reviewed] => Array ( [similar_names] => 1 ) [name] => 18 [phone] => 19 [sms_verification_code] => 36 [resend_verification_code] => 37 [address_read] => 39 [first_name] => 100 [middle_name] => 101 [last_name] => 102 [edit] => Array ( [government_id_group] => 40 [address_group] => 41 [mobile_group] => 42 ) [salary_re_entry] => 103 [id_proof_recalibrate] => 104 [email] => 44 [mobile_verification_type] => 45 )
honeypot	Array ( [name_field] => my_name [enabled] => 1 )

HTTP_ACCEPT	/
HTTP_USER_AGENT	Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)
HTTP_CONNECTION	Upgrade
SERVER_PORT	80
SERVER_NAME	v1.stage.onlinejobs.ph
REMOTE_ADDR	127.0.0.1
SERVER_SOFTWARE	Apache/2.4.58 (Ubuntu)
HTTP_ACCEPT_LANGUAGE
SCRIPT_NAME	/index.php
REQUEST_METHOD	GET
HTTP_HOST
REMOTE_HOST
CONTENT_TYPE
SERVER_PROTOCOL	HTTP/1.1
QUERY_STRING
HTTP_ACCEPT_ENCODING	gzip, br, zstd, deflate
HTTP_X_FORWARDED_FOR	216.73.216.49
HTTP_DNT